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Oh NO 1st letter 1st mistake


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The trouble is, I am not a computer person, using a computer and finding information is like wading through treacle for me.

I have sent off my first letter & spresdsheet, 14 days ago just about to do 2nd letter but have now found that I sent the 2nd letter ie "LBA".

Bank have ignored it so far so I have decided to ignore it, start again and send the prelimimary letter.

On the sreadsheet instructions say delete the 8% interest columns, do I also delete box N9 which says "8%" ?.

Good job I don't have to use my real name you would not believe this is a business account !

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The trouble is, I am not a computer person, using a computer and finding information is like wading through treacle for me.

I have sent off my first letter & spresdsheet, 14 days ago just about to do 2nd letter but have now found that I sent the 2nd letter ie "LBA".

Bank have ignored it so far so I have decided to ignore it, start again and send the prelimimary letter.

On the sreadsheet instructions say delete the 8% interest columns, do I also delete box N9 which says "8%" ?.

Good job I don't have to use my real name you would not believe this is a business account !

 

Hi Explorer yes the 8% is interest that you can add at court stage

when you send prelim then include spreadsheet without 8% as schedual of charges. good luck they will have to payout in the end, I was lucky and only had to wait 2 1/2 months for them to givein. dpick:p

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hey dont panic. If you accidentally sent your spready with 8% on it, its not the end of the world. So long as when you send your LBA with the 8% interest colum, shown as hidden, (talk about contradiction of talk), then you can still send LBA even though you send Prelim with 8% on it. Its ok that you put 8% on it. Albeit by accident. The fact remains if they had come with offer of charges only you would have had to accept but as they have not come back at all with anything, then you are ok to forge ahead with LBA but just hide the column showing 8%. You can then claim the 8% when filing MCOl or N1 at court in two weeks. All the best. Fendy. No Need to start again, you havent committed any major crime here..................

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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