Jump to content


  • Tweets

  • Posts

    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Thanks all! My wife was driving at the time (took our daughter to get new school uniform) and I wasn't there so I'm not sure what the signage was actually like, but yes, Parkopedia says 2:30, so it's barely over that. I will check it out with her when she gets home later, I haven't even told her about this yet as she'll probably be quite upset. So - likely my best response at this stage is to just wait it out until a Letter Before Claim arrives?
    • check mcol does it state DQ N180 sent to you? if it does then: https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5088148 3 copies yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket) 1 wit you Suitability for determination without a hearing? no (that the issues are so complex they need to be argued orally') the rest is obv 1 to the court 1 to their sols (omit phone/sig/email) if no sols send to claimant 1 for your file   dx
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Neal vs Coop


mnealio
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6158 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi everyone, so pleased I found this site, it's great by the way! without this site I would have never have claimed for the charges put on my account.

 

But i need to pre-warn you all I'm a bit slow at anything like this and I do need things explained to me in IDIOT TERMS.

 

I posted my SAR on saturday (31st March), unfortunately I didin't send it recorded (i know i should have)

 

sorry but i have a few questions.............. should I give them 40 days from the day of posting the letter or give them time to recieve it? or like some of the pages I have read on here should I wait until they cash my cheque?

 

I really need you guys to bare with me as I think I will have a lot of questions and need things explained to me as time goes on (hope you don't mind)

Link to post
Share on other sites

leave them a couple of days for posting, I didnt send mine registered and got the details a few days prior to the deadline being reached - also they wont cash the cheque - they dont charge for the service - they will just return it.

Link to post
Share on other sites

All these letters are great but bit confusing:confused: for me anyway! ;)

 

Obviously the 40 days aren't up yet but nearer the time should i send them another letter telling them they have so many days remaining? or should I just leave it until the 40 days are up?

Link to post
Share on other sites

Personally would wait until time is up and then follow up with phone call to them and report the breach under the Data Protection Act to the Information Commissioner. From what I have read on the various threads though it is likely that you simply sit tight and the information will find its way to you.

Link to post
Share on other sites

  • 3 weeks later...

What I did with Natiowide was send them a letter one week before the SAR was up then I telephoned them with 48 hours notice!!!

 

Cor blimely charlie - the chap was flabbergasted!!!

 

Guess what - yep it all arrived neatly bound on day 40!!!

 

Theres nothing wrong with giving them a jiffy along - I just wouldnt do it yet!!!

:-x Kennsignton Mortage Company

:-x GE Captial

:-x Welcome Car Finance

Link to post
Share on other sites

thanks for the info, the 40 days will be up May 9th, but how can i be sure that they received it because like i mentioned earlier i did not send it recorded delivery, also shelter pie if i ring them what will I say, don't want to ring them and make myself look too stupid ;)

Link to post
Share on other sites

could anyone advise me as it's coming close to the 40 day dealine and i really need helpin what to do next? If i don't receive anything by the 9th May does this mean they havn't getting my SAR? as like i said i didin't send it recorded delivery

Link to post
Share on other sites

From reading other threads with the co-op, they are taking just about 40 days to give the SAR information. Wait until the 40 days are up and if you have not received anything contact the call centre and if you want to, report them to the Information Commissioner. I can't see why your letter should have gone astray purely because you didn't send it recorded, however in the future make sure you do as it is important for the timescales and your reords.

 

Hope it helps.

Link to post
Share on other sites

Hi,

 

Just to let your know I received my list of charges this morning, nothing like i expected (even though i dunno what I expected lol) basically on the sheets it says the DATE /COMMISION / COMISSION REFUND /DEBIT INTEREST/ FEES / FEES REFUND what can i claim back? is it the Comission/debit interest/fees?? and once i've worked out how to do the spreadsheet do i send the LBA?

Link to post
Share on other sites

another thing in the spread sheet where it has written "cleared transaction" unpaid dd charge" etc etc do i type over the top of that whether it's a Comission charge or Debit Interest charge? also i read earlier that I can charge them interest at the rate they charged me? can someone help please?? need to get this done tonight as i can only print it off at work tomorrow! Thanks

Link to post
Share on other sites

Posted by Bolton1 (in Timescales thread)

 

You can claim for commission less commission refunded and fees less fees refunded, I wouldn't bother with the debit interest as it's impossible to work out which percentage of it relates to the penalty charges and doesn't really amount to much anyway. Also you need to look out for unusual amounts in the commission column as these could be where you have used your card abroad and these could be transaction fees which also need to be deducted. In the fees column if you have a privilege account you also pay an amount each month for that typically ranging between £6 and £8.50 as it has gone up over the years, these also nedd to be deducted, they are not always explicit and if you have some fees at the same time as the privilege accouont money comes out they will be lumped together.

 

 

 

Bolton I've done mine wrong and posted it, crap, I applied for Comission, Fees and debit interest, I havn't minus the £6 & £8.50 for my privledge account, also I have left the 8% interest on....................what will i do now????

Link to post
Share on other sites

Calm Down, it's only a claim!! LOL. They will amend it anyway however if it's just the prelim you have sent, put the correct figures on the LBA after the14 days with an explanatory note. Remember that the statutory interest isn't added until you file in court

Link to post
Share on other sites

Phew, thats alright then, Yeah it was just the prelim that i posted today, i'll wait until i know that they have received the LPA then give them the 14 days and then post the CORRECT charges LOL, right so just to get this straight I can apply for:

 

 

Commission

Comission Refund

Fees

Fees Refund

 

Minus the £6 & £8.50 charges for my Privledge Account. ohhh and of course the 8% interest

 

I'm so sorry to be such a pain with all these questions!

Link to post
Share on other sites

No you can't. When you send the LBA ( Letter Before Action) amend the charges etc that you have made a mistake on, with a new spreadsheet. You must deduct the commission refunded and the fees refunded as well as the other stuff that we 'spoke' about. Do not include the 8% interest at this stage. When they do not pay up after the LBA, then you add the interest when you file in court, plus the court fees of course:) .

 

Hope it helps.

 

Have a great B/H Weekend . Hold the CAG faith!!

Link to post
Share on other sites

received letter from them today saying they were sorry to hear they havn't met the high standards etc etc etc

 

They also say that one of their colleagues will be in touch within the next 4 weeks and that they have attatched information about their complaints procedures (they must have forgot to enclose that) lol

 

What do i do now send the LBA with the corrected spreadsheet or do i wait until the 14 days is up then send it i'm a bit confused with the dates

 

Cheers

Link to post
Share on other sites

  • 2 weeks later...

Well if it's 14 normal days and not 14 working days they have until Tuesday (5th) to pay me, if not I shall then be filing my MCOL.

 

fingers crossed i hear from them before hand

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...