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car finance with welcome


jster$$$
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I purchased a car with welcome acout 4 years ago. as i was in a spot of difficulty at the time they were the only place that would help.

 

i knew i would be paying well over the odds but i was ok with that! however when it came to sign the agreement the lady told me i had to take out the extra warranty for the car. she said they don't sell the cars without it. the intitial cost of the car was around £3000. with the car warranty and interest i would end up paying nearly £10,000. i believe the warrant was for nearly as much as the car cost:shock: . i probably still have the agreement somewhere but i was wondering if i was missold the warranty.

 

early last year i stopped paying them and about a year later they offered to reduce what i owed them and we came to an agreement that i would pay £70 per month for two years and then they would right off the rest. i never got any of this in writing.

 

since finding this site i have learnt so much and when i read about PPIs i thought maybe this would come uder that.

 

all help welcome (no pun intented)!!!

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