consumer virgin

[worriedbanker]

hey guys!

as u can see by my subject heading im completely new to this, im trying to claim back my unlawful bank charges over the last 6 yrs, its only been the last couple of yrs that things have got so bad but now there seems to be a light at the end of the tunnel and hopefully i can start sorting my finances out. im asking for any help it would be very much appreciated as looking on this site i can see its gonna take me a while to get used to it all. thanks for taking the time to read this and i hope to hear from u all very soon

[MARTIN3030]

Good to see you here and ready to make a start.

First of all have a good read through the faqs and also the main bank threads of those you will be claiming from.

You should prepare well and have a good understanding before you start...this prevents problems later.

You will soon get the hang of things as you join over 130k others who were all new here once !!

[worriedbanker]

hi thanks for such a quick response, yeah i know what u mean about it being a long process lol its taking forever to read fags and stuff but like u said at least ive taken the first step.

[Deller]

Hi and welcome to the site,

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!!

 

DELLER

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html