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Hello to the group from MacBoy


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Hello everybody


I'm just about to start a claim against the the Halifax for a current account that goes back almost 17 years with them (although I know that I am probably going to be limited to the last 6 of those.


I no longer bank with them as I moved to the A&L over a year ago (I am also considering claiming against them next to but that's another story!). I've posted my questions in the relevant forum so really just wanted to introduce myself to everyone and say what a wonderful group this is! :-)




  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Welcome to the site Mac.

Both of the banks you are claiming from are very well represented in the forums and you should find all you need to know within them.

Halifax do not pose to much of a problem A & L are a little tougher but as with all of them you get your money back in the end.

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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Hi, Macboy.

Welcome to the forum.

If you read about in the forums, you will find that some claims are from further back. My own against Halifax is 18 yrs.you need to find the relevent laws.one that helps is the act of concealment.The banks concealed the fact that these charges were unlawful.

Please start a thread in your banks forum, title it Macboy V Banks name. Here are the links to get you started;





Please take time to read the faq's

use the template letters.




Templates Library....

There is also live chat, visit if you need any quick advice.

Finally good Luck.



If my advice helps please tip the scales, left.

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