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letter received now what? please help


Freda_Bloggs
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i sent the first letter with a schedule of charges on the 21st to the colmore row address got a letter today from kerry parfitt at the andover address telling me that they were sorry to hear about my complaint and they are investigating, would take upto four weeks i am due to send the second letter next wednesday i assume i go ahead and send the second letter acknowledging their reply and informing them i am giving them 14 days to reply or i am going to court? (it took me 45 minutes to track the charges i am claiming using the online banking facility so how can they say its 4 weeks to check?)

thanks in advance

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Hi & Welcome!:)

Yes send the LBA next week, their reply is typical, trying to drag it out as usual.

Good luck, let us know how you go on.

Barty:)

 

 

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html I WON!!!!:D :D

If I have helped, please click my scales:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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They do take their time Fred. You will probably have to go all the way to a court date before they will pay up.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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  • 1 month later...

i sent my cliam via MOL and recieved the letter telling me that TSB had until the 15th to reply, that was yesterday and i have heard nothing no defense or anything else, what do i do now? after reading about the one they 'won' what next please help i really don't want to do the wrong thing now

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ok now i am falling apart have been reading other posts and checked my claim on MCOL, they have acknowledged...... must have gone in late yesterday cos it wasn't there when i checked, after reading someone elses post i re-read my claim and can't see my account number on there anywhere, yet i checked and rechecked everything following the templates on here :eek: feeling a bit sick now

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i claimed with mcol, and just missed the account number off, spoke to a very helpful member from here who suggested i call the court they sent me an email with all the forms i need to send back (with a £35 fee) and i can ammend the original claim and re-serve

i don't know what i would do without this place!!!!!!

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  • 2 months later...

i received a letter today from Lloyds solictors offering full and final settlement for the full amount claimed all i had to do was sign and return leter within 10 days as they had to file defense. letter was dated 25th (wednesday) but i only got it today cos of the postal strike. i have signed and returned letter by fax and will back up by post tomorrow with this oft court thing now happening if they don't have to file a defense will they still honor the letter?? i feel like i have won but they will not have to pay?

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If they have agreed to repay you and you have it in writing then I cannot see there being a problem (my opinion)!

 

Did they say how long it would take to process payment once they receive your signed acknowledgement??

 

Let us know how you get on.

 

Best wishes.

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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I too received full and final settlement letter from SC&M sent reply back last Monday. Telephoned SC&M to get an idea of how long it would taqke for the money to be paid into my account and was advised that it takes 2-3 weeks.

My AQ is due in Court 5th August so I have spoken to Court today and was advised to write a letter to the Court advising of offer of full and final a settlement and asking for the Court to defer my case to a future date to enable payment to take place. I also stated that I would advise the Court if payment was made.

Hope this throws a bit of light on things for you?:p

Good Luck - nearly there:-D

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Don't want to throw a dampner on this, but have a read of this thread:

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/108087-court-hearing-today.html

 

Settlement letter, payment never arrived. Court date came and despite having the letter, and proof that SCM signed for it, the case was stayed.

 

Seriously hope this was a one off but I would not count on anything until that money was safely in the account. And make sure you send the settlement letter so that they have to sign for it.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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i don't have a court date yet i only re-served them last monday (dozy person that i am missed my account number off the original claim) i am honestly shocked to have this happen so i can wait 2-3 weeks

 

thanks Barty i have my fingers and toes crossed now lol

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Don't want to throw a dampner on this, but have a read of this thread:

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/108087-court-hearing-today.html

 

Settlement letter, payment never arrived. Court date came and despite having the letter, and proof that SCM signed for it, the case was stayed.

 

Seriously hope this was a one off but I would not count on anything until that money was safely in the account. And make sure you send the settlement letter so that they have to sign for it.

 

 

i will definately send letter so they have to sign for it but i actually had the branch fax it to them today .... and i have proof the fax was sent just incase they said it didn't get sent (and i checked the number to make sure she sent it to the right place)

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  • 2 weeks later...

can i start with a very sincere thanks to EVERYONE here who helped with advice, i messed up my claim big time and there were so many times i almost gave up ...........the money went into the bank today paid in full just 3 days after posting back a reaffirmation that i was going to accept

thank you thank you

 

i don't know if its possible to knit all my posts together?

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ummm not wanting to be a pain or anything but anychance my title could be changed to 'Freda vs lloyds ***won*** ' please :D

I know some people want everything..... but hey its the first REALLY good day i have had in ages

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