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Cheesenpickle V Capital One *** WON ***


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Well i have recieved some of statements relating to my three claims with capital one. only about 8 months of two of the accounts so far, so hopefully postman pat will be delivering the rest tomorrow.

 

The funny thing was that they sent every statement in a seperate envelope. what an absolute waste of paper. if they deliver them all together i will have about 100 envelopes... poor postie

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Well just a quick update, all statements came today, so spend time tomorrow adding it all up with interest and sending out my lba

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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This is the quite exciting part, working out how much you're gonna get back.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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we have 3 claims in total with capital one, so i am hoping it will be enough to pay off what i owe, i have paid off two of the cards so i just want to pay off the last one. not used the card for some time because i was fed up with all the charges

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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can some one help me with contractual interest please with my cap one account, is there a specific template that i can use to work out the interest. i see there is one for the 8% but how do i work out one using the interest rate for capital one which i presume is about 29.94

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Hi Cheesenpickle,

 

I had the same trouble myself, but I just changed the 8% spreadsheet to the specific rate and used that. 1% is 2.75 hence 8% being 0.00022. Your 29.9 is approx 0.00082. I just clicked on the first cell in the column and changed the 22 in the formula to whatever I needed and copied and pasted it to the rest of the column. Someone correct me if I am wrong - but I checked my figures with an on line interest calculator, and they added up.

 

Hope that helps. Ajjars.

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can i get some confirmation that my details are correct, should i change the interest to o.00082 on the formula then? and am i doing right claiming contractual interest , do they tend to pay out on this? sry to be a pain i just want to be sure and do not want to make mistakes

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Can Anyone Out There Help Me, I Want To Be Sure Of Details Inlast Thread Before I Post Off And Get It All Wrong. Any Advice Gratefully Recieved. Many Thanks

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Cheesenpickle,

 

That is what I did. I charged cap one the rate they charged me. It remains to be seen weather they pay up or not, but my guess would be they will!! The alternative for them is to go to court, don't think they want to do that. Even if they did, the most the judge would do if your rate wasn't agreed would be to change it for the statutory 8%. I will be filing at court soon with my contractural interest.

 

Carry on with your claim and Good Luck!!

 

Ajjars

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Thanks hun apprieciate your help, well letter is on the way to post office as we speak, (registered post) so heres hoping . i will keep you informed on my progress. thanks again

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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  • 2 weeks later...

Well Hubbys Statements Finally Come Today, So I Have Toted Up All The Charges With Contractual Interest, And Typed Up The Preliminary, All Will Be Going Registered Post In Themorning

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Well Hubbys Statements Finally Come Today, So I Have Toted Up All The Charges With Contractual Interest, And Typed Up The Preliminary, All Will Be Going Registered Post In Themorning

 

:D :D

 

the famous Mr Udy will be replying soon take no notice :D

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I Look Forward To Preparing My Rejection Letter

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Well Today Is 14th Day After My Preliminary Letter To Crap One. Had No Response Or Reply As Yet So Lba Will Be Going Out This Morning Registered Post. Bring On The Courts.......

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Sent Out Lba By Registered Post Yesterday, But Silly Me Forgot Soc So I Have Resent Today With Soc Included, So 14 Days Counting From Today

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Well Had A Reply From The Famous Mr Udy. We Are Looking At Your Complaint Blah Blah!!!! And You Will Hear From Us In Four Weeks.

 

Umm No Dont Think So!!! They Have Until The Lba 14 Days Are Up.. And I Will Be Filing To Court

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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  • 2 weeks later...

ok i am filing court claim n1 today, however i am claiming cci, can anyone help me with what to put in particulars of claim regarding this and how to word it???? help please

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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Thankyou very much for that. I have taken my three copies and my £80 and filed today. i was scared when i took it...... But it had to be done

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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I Am Doing Two Claims For Cap One , One For Hubbyand One For Me. All The Way Through I Have Had No Offer For My Account So I Filed For Court. But For Hubbys They Offered 100 Pound. Cant Understand How I Claimed The Same Way On Both And Got Offer On One And Not On The Other.... Weird

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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yeap claimed the same on both

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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well i have recieved an offer on one of my cap one cards for my claim, but not other card, strange as they are all on the same claim, so maybe they are dealing with them seperatly even though i am claiming them together. i have send rejection letter for what they offered as i have already filed for court and it was issued on the 30th april. so they have until 14th to reply or i can apply for judgement.

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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well crapone acknowledged claim on 14th, so what happens now?

claim with woolwich for £1895. offer recieved for £1412 . rejection letter sent on 05/04/07.

claim with capital one for £987 for two accounts, preliminary sent 02/04/07

still waiting for full statements for husbands capital one.

gemoney sar sent on 03/03/07. on 3 accounts. cheque cashed.

barclays bank sar sent on 03/03/07. had response and cheque returned, but still no statements.

monument sar sent 03/03/07. phone call from monument to say they are dealing with my request.

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It basically just gives them another 14 days to issue defence, you are well on your way, just a matter of time now. So basically they get 14 days from date of service, then if they file an acknowledgement of service they get another 14 days, so 28 days in total.

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