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davidscullion vs Capital One**won**


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Phoned thier customer service dept today to try to obtain my long card number from an old closed account. The girl was very helpful, she gave me the first 4 digits of my number then put me on hold. A few minutes later she returned to tell me that under no circumstances do the give out card numbers over the phone. She has instructed a letter to be posted to me with the number on it which i should recieve in 3 - 5 working days. Much easier that i thought it was going to be.

 

I'll get my DPA sent off once i recieve this letter from them.

 

I'll keep yous updated as to my progress.

 

Thanks

HBOS Student Visa - DPA sent 30/03/07

 

HBOS Student Current Account - DPA sent 30/03/07

 

HBOS Current Account - DPA sent 30/03/07

 

Capital One Mastercard - DPA sent 5/04/07

 

BRING IT ON!!!!

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hi if you don't get that letter just send your SAR request and just put in it your name,Address, D.O.B, and some proof of ID. i did this with cap one and had no probs getting my statments from them.

 

godd luck with your claim.

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  • 1 month later...

Quick Update:

 

DPA letter sent off on the 5th of April and my statements were recieved yesterday. I calculate they owe me £318.

 

Letter demanding repayment will be sent tomorrow!

HBOS Student Visa - DPA sent 30/03/07

 

HBOS Student Current Account - DPA sent 30/03/07

 

HBOS Current Account - DPA sent 30/03/07

 

Capital One Mastercard - DPA sent 5/04/07

 

BRING IT ON!!!!

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  • 1 month later...

Standard letter recieved today, thanks for your letter, sorry, have £114 out of your £318 charges back. Time for the next stage.

 

To be fair, out of all the banks i've delt with capital one have been by far the most prompt!

 

I'll keep yous posted!!

HBOS Student Visa - DPA sent 30/03/07

 

HBOS Student Current Account - DPA sent 30/03/07

 

HBOS Current Account - DPA sent 30/03/07

 

Capital One Mastercard - DPA sent 5/04/07

 

BRING IT ON!!!!

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  • 2 months later...

So here goes!! No response to my rejection letter so i filed my court papers 2 weeks ago. Return date is the 24th August. I hope they dont file a defence, i'd just like my money!! Does anyone have the Capital One Terms and Conditions from 2002 - 2003 that they could send me? Need it in case they do try to defend themselves!

HBOS Student Visa - DPA sent 30/03/07

 

HBOS Student Current Account - DPA sent 30/03/07

 

HBOS Current Account - DPA sent 30/03/07

 

Capital One Mastercard - DPA sent 5/04/07

 

BRING IT ON!!!!

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I have a set but not too sure of the date. I believe they are from around that time. I will Pm you the details. You probably won't need them as they always say they will defend then pay up.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thanks alot. Heres hoping your right, I could really use my money back!

HBOS Student Visa - DPA sent 30/03/07

 

HBOS Student Current Account - DPA sent 30/03/07

 

HBOS Current Account - DPA sent 30/03/07

 

Capital One Mastercard - DPA sent 5/04/07

 

BRING IT ON!!!!

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Setteled today charges, costs and interest to the tune of £406.54!!!!

 

Thanks to everyone that has given me advice here, 5% donation when i recieve and cash the check!!

HBOS Student Visa - DPA sent 30/03/07

 

HBOS Student Current Account - DPA sent 30/03/07

 

HBOS Current Account - DPA sent 30/03/07

 

Capital One Mastercard - DPA sent 5/04/07

 

BRING IT ON!!!!

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Well done . . Congratulations. .

 

Thanks for the donation. Glad to see that was quite easy. Any more to go after?

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Congratulations. :D

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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