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Goldfinch vs Nationwide


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Had statements, claiming £1550 plus 8% plus £120 court costs.


Filed court papers (served on 5th March) - recieved notice of intention to defend, giving them 28 days (Monday 2nd April).


Phoned today to give them chance to settle, they won't settle as they've lodged a defence.


What happens now?

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As the deadline to defend runs out on Monday I would wait and see what they come back with.


From what I can see no bank has yet defended a case in court so I would sit back and think about how you will spend your money.



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...From what I can see no bank has yet defended a case in court...
Quite WRONG!!!

It has been known for Banks to have defended Claims that have been ill-prepared.

They have also been successful in their defence and have had Claims "Struck Out", with substantial Costs awarded against the Claimant!!!


Why do U think that U are constantly advised to throughly prepare for the worst case scenario and NOT to take anything for granted by acting complacently???


U are correct, in so much as saying that a throughly prepared Claim has NOT been challenged in Court though.

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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In my court papers, I stated the usual, ie, Unfair terms in Consumer Contracts, that the charges were actually a penalty and contravened the law in that they are profitable to the banks.


So if we get as far as going to court, are they going to get a brief off his backside for a two grand case?

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