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Simply Blue v Lloyds

Simply Blue

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Hi, Have just registered, this is the first time i have done anything like this, have received my bank statements, could anyone let me know if i can claim the charge for O/Draft Interest. Many thanks


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Hi, welcome to CAG!:)


No, unfortunately the overdraft interest is not claimable. They have a right to charge you interest on money you borrow from them by way of overdraft. What they don't have a right to do though, is charge you interest on top of an unlawful charge - any OD interest which was incurred solely as a result of an unlawful charge can be claimed back, although its difficult to work out whats claimable and whats not. There is a spreadsheet in the library to help you, although the claimable amount isn't usually much anyway, so most leave it out completely.

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Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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