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Advance notice of charges


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My daughter has just received a statement from Nationwide advising her that they will be taking £60.00 Unpaid Direct Debit feesfrom her account 28 days after the date of the statement which is 17th March. Will she have to wait until they have actually taken this money from her account or is there a letter to write to stop them taking it. She hasnt got enough in her account to cover these charges so if it is taken out it will incur more charges,

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Yes, they have to take the money from the account in order for you to reclaim it. You could try writing a letter requesting they don't. TBH I don't think they will take heed.

She will incur charges if she can't cover the amount. Typically, unless there is an arranged overdraft in place, there will be an unauthorised overdraft fee + interest. If the charges incurred are only relating to the original unpaid DD charges then they can be reclaimed as well.

 

Kelly

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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