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Unpaid Item(claimable) Unpd Chq(not claimable)


Guest NATTIE
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Guest NATTIE

I know this will happen and i am sure it may have already but please be careful when you read your statements.

Unpaid Item with what it was plus the charge debited to the account is claimable because the bank have bounced a cheque.

 

However Unpd Chq with a reference number and a variable amount ie not fixed amount is not claimable. The difference to this one is that it was a cheque that was paid to you but the other person did not have the funds to pay it and so the amount of the cheque was debited from your account. You have not been charged on this one but the amount had been originally credited to you.

Does that make sense?

It is unlikely to apply to many claimants but may apply to some personal and business claimants when they are working out their charges.

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I had two of those Nattie on my statements, but I did read them closely and realised what they were. Dont worry, clear as a bell. I got them no problem, Im sure other peeps will be fine on these too, as they stood out like a sore thumb for being odd amounts, not the regular £35. But thanks for clarification just in case. Im sure there are peeps out there who might confuse them. Thanks again. You cover every single eventuality dont you. Such a wise little Nattie. Fendy xxx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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