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No, s89 8% interest can only be claimed once you have filed at court

 

Use the Simple S/S here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html

 

See here for a visual guide:

http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/7226-maisielou-barclays.html#post50088

 

Overwrite the existing examples type of charge, amount and date.

 

The days since and 8% will be calculated automatically

 

Save it (for use later at court), then delete/hide the last 2 columns (8% bits) and print out as your schedule of charges.

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use this excel simple - it's simple !! How ever don't include the statutory interests (8%) on prim letter or LBA -this should only be added when going to court . If you intend to claim for interests on your over draft etc.. then you can include this on the initial letters . Apparently this is quite complicated .

 

Good luck

Prem letter sent 26/2/2007:)

"bog Off" received 4/3/2007:mad:

LBA letter sent 9/3/2007:)

Money claim .com filed - 27/3/2007:)

Notice of issue received 29/3/2007

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:confused: Hi folks,

Glad to see i'm not the only one struggling with the advanced spreadsheet. In need of some advice. Well here goes i hope you can follow!? In column I the spreadsheet asks for the account balance. I have put in the balance as of the date when the interest is deducted, however this figure has always been positive, as by the time they take the interest out my balance is in credit. Is it wiser to use the balance when i was first overdrawn?

 

Cheers folks, i heard on the Radio 400% increase in the number of complaints against banks, finally people are fighting back!:D

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