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What can/can't I claim? HELP much appreciated!


The Pigeon
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Over my six years worth of statements, I seem to have three different types of charges:

 

1) A typical failed direct debit (usually charged around £30-£40)

 

2) A regular £10 charge for presumably going over my overdraft limit.

 

3) A 'Referral Charge'. Not sure what this is, but got a couple for £20.

 

Which kinds of charges can I claim back? All three of them? By the way, I'm with the RBS.

 

Thank you.

The Pigeon vs RBoS

03/04/07 - Prelim letter sent requesting £765

12/04/07 - Acknowledgement of letter - "We are considering your claim".

 

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/63021-pigeon-rbos-started-19-a.html#post724228

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No offence but I've read the FAQs to death and can't find anything about distinguishing between what can be reclaimed and what can't?????

The Pigeon vs RBoS

03/04/07 - Prelim letter sent requesting £765

12/04/07 - Acknowledgement of letter - "We are considering your claim".

 

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/63021-pigeon-rbos-started-19-a.html#post724228

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Pigeon, for starters you may have found more help if you had posted this in the RBS forums and also had a look through there too - plenty of people asking the same sort of questions and plenty of answers to. Just so you know for future reference.

 

I've written a detailed account of how to distinguish RBS charges, you can find it here. Think this should be sufficient.

 

_____________

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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