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cifas help


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Hello im new so i hop im doing this right.Im claiming back my charges and am at the LBA phase but ive got another problem.Ive got my credit reference file and i have CIFAS category 6 fraud notice.Ive spoken to the bank they say even if i had money when i wrote cheques there wasnt when they were presented so i abused the account and they have the right to inform the credit refernece agencies to warn the other banks, how serious is this and can i do anything?

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