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Abbey Coughed Up ** WON **


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Hello,

I'm mega confused 13/03/07 was abbeys day to submit a defence they didn't I asked for a judgement from the courts and still haven't heard anything. Abbey sent me £2400 goodwill jesture I didn't responed just took that money and stuck it safely away in a nationwide account. Please can someone advise me what to do next I'm claiming £15153 plus costs .

Thank you

nightnurse a very muddled newbie

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Hi nn

 

Have a read of this thread....

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/75069-please-help.html

 

Similar situation to yours:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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You say nothing to the bank. They've had their chance.

Go to the court and apply for a warrant of execution. This will cost you £30 which you will get back. Put the address for enforcement as your local branch. Find out from the court which bailiff they will use. Call the bailiff and try and find out when they will visit the bank. Call the local press and tell them and you can all meet up at the bank together for a few photos while the bailiffs enforce the judgment.

 

Beware that the bank will apply to set aside the judgment. Let us know because although they will almost certainly succeed on this, you may well be able to persuade the court to impose some conditions because the courts are getting well and truly fed up with the games and sham litigation conducted by all of these banks.

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hang on, before you do that have you requested judgement to be made in you favour by the court? Im at this stage now and have done this this morning?! - they now have 28 days to pay.:confused:

Abbey Won £8000

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Hi vicky

requested a judgement 13/03/07 got the letter from mcolnorthampton stating that date....guess i'm just impatient this is the most frightening thing i've ever done and money is very tight at the mo hence the bank charges.

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Hi vicky

requested a judgement 13/03/07 got the letter from mcolnorthampton stating that date....guess i'm just impatient this is the most frightening thing i've ever done and money is very tight at the mo hence the bank charges.

 

Snap ive got till the 17 April for this! Hopefully the Abbey will just pay up its not like there is anyother outcome for them is there?

Abbey Won £8000

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I'm with you vicky

Abbey are the most unhelpful company I've ever had the misfortune to deal with since they were taken over by the spainish.... goodluck with your case keep in touch and let me know how you get on , i've got until 10/04/07 to chew my nails even though I know the outcome I hope I can staive off my creditors until abbey cough up and i'd like to repair the leak in the kitchen roof.....

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I'm with you vicky

Abbey are the most unhelpful company I've ever had the misfortune to deal with since they were taken over by the spainish.... goodluck with your case keep in touch and let me know how you get on , i've got until 10/04/07 to chew my nails even though I know the outcome I hope I can staive off my creditors until abbey cough up and i'd like to repair the leak in the kitchen roof.....

 

 

Please let me know what happens on the 10th. I know how you feel my car blew yesterday and ive just told thats its not worth fixing so this amount will change my life forever - sad isnt 10,000 will change my life beyond belief!!! anyway good luck

Abbey Won £8000

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Thanks charley I think it helps I haven't disclosed goodwill payment to court yet. Excuse the stupid question should I?

 

Hi, yes you should, send them a letter and taking it off your total after the 8% or whatever percentage interest you are using

 

Nursing in itu is much less technical than this.....

 

Err, I think I would be ok doing this but not doing what you do in ITU My mother was in an ITU for 3 months, and dont do yourself down, it is fantastic work, and very technical and knowledgable

NN

 

hope this helps

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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  • 2 weeks later...

Abbey coughed up the full amount I asked for £15553 including court costs and interest also they haven't asked for the £2400 they gave me as a GOGW I've put the money in to a different bank and will cancel the court action when the cheque has cleared , they had until 10/04/07 until I sent inthe balliffs. Yipppppeeeee thanks to CAG and initially moneysavingexpert.com I've got my life back thank you........:) :) :) :)

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CONGRATULATIONS!!

:) :) :)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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CONGRATULATIONS

:D go and enjoy your money;)

nikki = Fedupandskint V ShABBEY

 

Data Protection Act recieved today 8/6/06 so 40 days start

finally recieved bank statements today 11/10/06 :-|

 

new bank account set up today finally got everything i need and done it :D

calculations worked out amount comes to 4,621

 

Sorry everyone still trying to get sorted out been in hospital and not been able to follow it up so having to start again now:-x

Data Protection Act and ten pound fee sent statements recieved eventually 3 missing but i had them online so could calculate from there

15th march Request for payment of charges sent registered mail. 14 days starts 16th

second request for payment of charges sent 14 days are up on 3rd May. will then file MCOL

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Hi Zannie,

I started early january with the letter requesting old statements 22/1/07 I wrote the first give me my money back letter, 4/2/07 they got the you got 7days letter they credited my overdraught with £2400 I still went to moneyclaim they didn't respond and it went to default and I would have sent the balliffs in 10/04/07 but yesterday they sent me a cheque for a further £15553.09 which includes interest and costs. I'M NOT STOPPING THE COURT ACTION UNTIL THE CHEQUE IS CASHED I DON'T TRUST ABBEY.........hope this helps :p

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Excellent news Nurse.

 

This type of post can only give others in the same position hope that eventually the banks will cough up.

 

Also it has only taken you since January to get your money repaid.

 

Well done

PPMAN159

 

If this comment has helped please click on the scales.

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Dear Consumer Action Group

 

I have been sent a letter by Abbey, with my surname spelled incorrectly.

 

They are offering the majority of the amount I am claiming.

I have contacted experian to remove the default judgement against me, using a template from a forum member.

Experian have only issued a notice of correction and decided to contact Abbey. I will also contact Equifax.

 

No offer of removal default has been mentioned by Abbey.

 

The letter clearly states

 

We have now conducted a complete reconciliation of your account and without any admission of liability, Abbey National Plc has determined in this instance, to settle yuor claim in full. Payment is in full and final settlement of your claim.

 

We will inform the county court that Abbey is settling your matter in full and asking the court to withdraw the claim from the hearing list.

 

I do not want to settle ANYTHING WITHOUT THE REMOVAL OF MY DEFAULT

 

Please help!!!

At the time of my claim, they had not defaulted me.

 

I wrote to Experian recently to remove the default with a letter from a forum member with legalities on why they should remove the default entry on me etc.

 

I have also applied for my credit file from Equifax, to see what they have on me.

 

I HAVE BEEN REFUSED CREDIT RECENTLY FOR THE FIRST TIME IN MY LIFE!!! THAT REALLY HURTS!

 

Experian have issued a letter cc to the companies who have refused me credit recently, as contesting the data controller details of Abbey etc.

 

I will be on to them NOW!

 

I have NOT requested a SAR or CAW as I have all my statements I need.

 

Please help!!!

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