Citicard letter

[tiaposy]

I have just a standard no-chance letter from Citi, but in it they say that they have defended several claims in court where the claimants claim has been thrown out by the judge - does anyone know if this is true?

Thanks

[jdene]

Hi I have recieved the same letter and asked the same question in my thread its a bit unnerving if they are winning but they have been known to misslead in the past to put us off, hopw we can get clarification on this soon my next step is court action with them.

[Enron]

Sure Citi have won some cases, but what they don't tell you is that claimants have been doing equally as well if not better.

 

The solicitors and staff at Citi will do there best to deter you from following a claim, giving you their interpretation of the OFT report etc.

 

However Citi have been strangely reluctant to have their cost justification of £12.88 looked into. At every instance where full disclosure has been orderred they have either settled or more recently defaulted on orders made by the court.

[gizmo111]

they say that they have defended several claims in court where the claimants claim has been thrown out by the judge - does anyone know if this is true?

 

Kind of - they pay the amount over over £12, and go to court for the rest, and a small no of cases have been dismissed, due to th complex financial workings of the cases, they haven't won anything as every case has had at least the diffference between £12 and £25 refunded, more than this though they have defaulted on orders that have been made in court for full disclosure and have ended up paying the full lot.

[pigbag]

I have just received the same standard letter from Citi Cards. Bear in mind that what it actually says its that they have defended the £12 charge as fair as set out by the OFT. They do not say that they have successfully contested the charges above this amount which is what we are reclaiming. "In over a dozen recent court cases involving Citi, we have successfully argued the fairness of the above policy and the fairness of the £12 charges."

[texel]

Received a letter from CITI Sunderland branch ( the one where I sued them and they lost by default then when the extract for payment was sent by sheriff officer they came back saying they had never received any suit papers etc. even though several things were sent recorded dely. I have the signatures of those who signed for them) Anyway the letter received was for another case I have not filed yet, just the first letter which went recd.dely. In this letter they say that the £25.00 charges have no interest charged. Does anyone know if this is true? Because it will screw things up. I charge interest on the charges because ti me they are added to my balance and interest is charged on that.

[jdene]

after a quiet spell Cabot are back hounding me on both alleged acounts one for Vanquis and one for citicards, they have still not comlied with any of my requests but they have put in thier letters that they have applied for the original agreement showing that they still do not have a copy so after warning them the last time about chasing me without complying I have sent a complaint t the FOS and to the Information Commissioner as the information commissioners office advised me to on the grounds that they have put defaults on my name with no documents containing my signature to proove i have given consent to my data being used, they have no excuse for this they can argue if they wish that thier copy of the agreement dose not need a signature which is wrong but there is no argument for using data without written authority, also as they have no documentation to comply with my request it is evidence they do not carry out any checks with regard to the debts being genuine or enforceable prior to purchasing them which they are under a duty to do to comply with various regulations and guidelines, at least that is the way I understand the information I have seen on this forum, so now to sit back and wait for the inevitable county court papers.

I will update as soon as I hear anything hope you guys are still around to advise when it all kicks off.

[jdene]

just one further point, if the Information Commissioners office uphold my complaint which they have indicated there is a very valid case to complain, The I believe that leads to the question of liable and the uncallculable costs i have endured due to thier false information against my record, any thoughts