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Different Type of Charges made by Bank of Scotland

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Having received War and Peace from Bank of Scotland am now having the enviable job of trawling my way through all the pages.


Can anyone tell me which charges I can dispute, and which ones I'll have to swallow. On looking through my statements I've found three types:-


Excess O/D Charge at £20 a time

Account Maintenance Charges of £15 a month.

Since the Halifax takeover they just state "Charges as notified" £28/£30




Any help appreciated.

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