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HSBC stingy offer


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Hi All

I have just received an offer from HSBC for £886 - around 50% of the original claim of £1,653. Not sure what the next step should be - I do not want to accept such a low offer. Does HSBC normally pay out in full if we do not accept the offer and threaten cour action or should I go back and suggest an amount - if so what?



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I suggest you read through the walk through guide in the FAQ section....it points you in the direction of all the template letters you'll need and tells you what to do next :)


I believe the section you need is how to deal with offers



S.A.R - (Subject Access Request) sent - 30/1/2007

Prelim letter sent asking for total of 1571.52 - 15/3/2007

LBA sent 30/3/2007

court papers filed

Offer letter received - £1495.13

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Hi and welcome


It seems you have only just subscribed in the last few weeks, so you have done some of the work already.


I suggest you go and re read the FAQs, this will help you so much in the claim. Also read threads in the HSBC forum, this will give you a clear view of what others have done in their claim.


You have 4 choices now:

1. Read the FAQs and fully understand the process

2. Accept the payment as a partial payment and inform them you wil be goping for the remainder making sure you re write your claim spreadsheet to show the payment once you have recieved it.

3. Accept the payment as full settlement.


Hope this helps, good luck

4. Refuse the payment and continue with the claim.

All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.

If you like what i have said then make me a star!!

Some helpful links

I have been successful in many cases..here are links to some

Housing Act and deposits: http://www.consumeractiongroup.co.uk/forum/showthread.php?266260-Deposit-being-withheld.-Please-advise&highlight=

Against Natwest: http://www.consumeractiongroup.co.uk/forum/showthread.php?278646-N-west-v-Mrsfoot-s-Son.-***WON_ALL-CHARGES-REFUNDED***&highlight=

Against Swift Advances: http://www.consumeractiongroup.co.uk/forum/showthread.php?46576-Me-V-Swift&highlight=

Against B&Q: http://www.consumeractiongroup.co.uk/forum/showthread.php?172878-Me-vs-B-amp-Q&highlight=

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I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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