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Procedure for refunds

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Hi I am new to this site but share your experiences.

 

Over a 2 year period I was fleeced regularly by the RBS for unauthorised overdrafts.

I finished up owing them about 700.00 and they closed my account.

I believe now they have sold on the debt as I am getting threatening letters.

The account was closed about 2 years ago.

My credit file is now showing this as a default and I am unable to get credit.

 

Is it still possible to pursue this for a refund and removal from the credit files ?

Anyone know the steps to take initially and the process ??

 

Was a current account

 

Many thanks


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Guest Lueeze

Hi, and welcome!

 

Please read the FAQ's section before beginning, as you will have a lot to read and take on board first. If you then have any questions which you need answering, please feel free to post again after this.

 

We are here to help, but ultimately, its your claim and your responsibility!

 

Good Luck,

 

Louise x

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Thanks Louise I did just that after I posted.............in fact I have spent about 12 hours on the site digesting everything.

 

You are right all the answers are here amongst the postings and in the FAQs

Now I am off for some sleep................and hopefully dreaming about the greedy banks that will be brought to book following their dirty deeds.

 

I am looking forward to bringing THEM to account ha ha !!!


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Guest Lueeze

Well done! and good luck!

 

Lou xxx

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This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 5021 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
Guest
This topic is now closed to further replies.

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