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Northern Bank....Can they do this??

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Hi everyone,


Im new to this site and as I live in N.Ireland i am just wondering if it is legal for my bank to take £25 fees from our joint acc and business acc on a numerous basis.


The bank is the Northern Banks, which has just been taken over by the Dansk Group.


My husband has a business acc and he pays out large sums in VAT and often waits up to 3 months for money paid in, so sometimes Direct debits can return unpaid with a fee of £25, or Cheques unpaid with fee £25....and on many occassions the bank has charged 3-4 £25 fees within space of a week.


We also have a joint acc with this bank which if it goes over its overdraft and direct debits are returned we are charged £25 fees.

Recently during the change over to Dansk bank, all e-banking facilities where shut down and we were unable to transfer money from Business acc to Joint Current acc and because direct debit were returned they charged 5 x £25 fees, in space of a week, but when we complained they swiftly returned the £100 to our account.


Now after reading all this stuff about claiming back for period of 6 years Im wondering if we can also do this, as I just thought when you sign the contract opening the accounts this gives bank right to charge these fees.:-x


Any help or advice welcome


Many thanks


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First of all, WELCOME to the forum. Here you will find loads of people all in the same (or very similar at least!) boats to yourselves, and are getting their money back.


Read the FAQ section and browse other threads, using the Search facility is also a very usefull tool. You should find the answer to many of your questions using these two tools.


Please do ask any other questions, even if you do feel you should know the answer..... everyone here is here for the same reason, and you will find loads of people here who are more than happy to help others, like yourselves in the process.


Good Hunting!

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This topic was closed on 11 March 2019.

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