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    • May be prudent to drop in a further paragraph just to emphasise that it appears the claimant has amalgamated a loan agreement with a current account overdraft and trying to claim it all as an overdraft..this lets the court know that they have not disclosed the loan agreement and remain in default.   Reading the above its not clear from your statement what the claimant has actually tried to claim....or rather what they are trying to hide.   Andy
    • Hi,  the eviction notice could be either hand delivered or come by post,  I've known it both ways.  Have you tried emailing the court to see if they know when it will be issued and by which method.   Usually the eviction date will be around 14 days from when you receive the notice or sometimes a little longer, I've not known it be only a few days.
    • Hi dx100uk.  I've now received the NTK - see attached.  Are you able to advise next steps please? NTK1.pdf NTK2.pdf
    • Yes they simply wrote reasons on the N244 application form. They also attached one page with the application which looks like the request  to the court. I have attached the link here to the application form. I received 2 copies of these, first when they filed the application and the second when I received the notice of hearing of application for 5th of July with the N244a that I posted before. N244 https://imgur.com/a/JvjBkQY N244a https://imgur.com/a/SjRnBwa
    • No connection at all .....the screen shot was taken from your experian or whatever CRA as  proof you resided at the address at the time of the agreement...which also shows details of your utility account.They have produced your data without your consent.
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    • My personal experiences of Future Comms 
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies

Claiming over £750?

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Hi folks im either blind or cant see what i need to know i know my charges are going to be way over the £750 threshold for scottish small claims.


Can anyone point me in the right direction for the procedure used to get round this?


(im an rbs customer hench the post here)



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Hi Kersa,


No problem. Get all your statements from them. Add up all the charges and send in the first letter. Wait 14 days then send the second letter. You dont need to worry about splitting your claim at this stage and to be honest they are likely to settle. I spoke to one of the managers from RBOS and asked him about my claim and he told me they would order up my statements to check my figures, then they would send me an offer. This is exactly what happened and yesterday i got £5400 paid into my account. this was actually a couple of hundred less than i was looking for but that may have been my addition.


Go for it and good luck just im me if you want any help.



Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Fantastic Woolfie thanks for the reply matey letter away now to calculate haha!


Will keep this thread informed.


Thanks all!

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