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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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Jessica Rabbit v Woolwich


Jessica Rabbit
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Just joined the group and finding it all a bit daunting!! Not familiar with forums so taken me a bit of time to find my way around. I have sent my first letters to NatWest and the Woolwich. The Woolwich responded immediately and sent back my £10 cheque with a letter saying they are investigating my complaint and will respond by 17th April. Can you advise what I should do, wait for a response or demand they send my statements? Thanks.

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When you send a DPA SARs request plus the £10 fee, they have 40 days in which to comply with your request.

I assume from what you say that you've just sent the letters. If that is the case then you are still well inside the 40 days

 

Spend a few days reading the FAQs and the step by step guide in the library section. That will answer most of your initial questions.

 

Regards, Rooster.

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Thanks Rooster. Will spend some time reading the FAQ's but as the Woolwich have returned my £10 cheque for the DPA SAR request, can I assume I'll get my statements within 40 days so should wait or contact them again?

 

Thanks.

 

JR

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I would assume that as you sent the letter asking for statements under the DPA law, that it is now deemed as being served to them and that they therefore have 40 days to respond.

 

The fact they returned your £10 cheque for the statements to be sent, in my opinion, is irrelevant, as you made the gesture to pay for the statements and they refused it so what more can you do?

 

Dont take this as professional advice by any means, but that is how i feel it would work if anyone tried to argue the point.

11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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Very cool name by the way!

11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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Babylove's got it right. The fee's the maximum they can charge, your letter (if you used one of the CAG templates or similar) is a valid request so effectively they've said they'll supply it for free, but as noted they've 40 days from receipt to deal with it.

If in doubt read the

FAQs

 

If still in doubt - ask!

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Hi here is your own thread in the Woolwich bank group.

When you are ready then start another in the Natwest section too.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Welcome Jessica...

Have fun taking on the banks, I am!

Don't be daunted, you have plenty of help here!

 

It's a long battle but you will win, Woolwich take everything as far as they can in the hope you will bottle it and cave in. Just stick to your timescales and get what they owe you :)

24 hours in a day... 24 in a case... co-incidence???

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  • 1 month later...

Hi Steve31

Got a schedule of charges from the Woolwich and have sent the next letter requesting refund. Have received a response to say that they are investigating my issue and will respond by 29th May. Should I wait for their response or stick to the timeline and lodge a court claim in 14 days?

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