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    • @jk2054 and @BankFodder - Your feedbacks in posts #199 and #202 have been incorporated into the attached WS. As usual, amends are in blue in this draft. Based on other WS drafts I've seen where the issues in dispute are part of the WS, I built my first draft WS in the same format and hadn't seen it to be an issue before. You will notice that the 'witness statement' has been replaced with 'Claimant's Statement' so that issues in dispute does not need to be on a separate page before the WS. This is especially given the work that has gone in to reduce the size of the WS to 8 pages. Also thanks for the suggestions re: confidentiality - I agree with your views and will stand firm on this if a condition of confidentiality is brought up. I have not been approached by Evri on this forum or by email. I haven't yet had success in paying the hearing fee. I am calling the court as often as I can (during work breaks/lunch etc.) and have sent 2 emails to the court requesting a call back. If i don't have any success by the end of this week, I'll send another email chasing for a call back. @BankFodder - Also attached is an invoice from Packlink which shows that I was charged by Packlink for these services: "drop-off at EVRi - Next day delivery" and "Proof of Delivery". It also has the payer's address and there are "Origin" and "Destination" fields which have the postcode of the sender and the recipient (I have redacted personal details in the attached invoice).  I am already including this in my evidence bundle (without the redaction) but wanted to share this redacted version so that other people can consider this as example in their bundle of Packlink and Evri's contract being instigated by the sender of the parcel who has paid for the service, and further shows that there is information in the invoice to identify that a third party beneficiary (sender / recipient) is present in the contract between Packlink and Evri. If this invoice is no good, then please let me know / delete it from this post. Draft - Witness Statement and Court Bundle redacted.pdf Packlink invoice - REDACTED.pdf
    • It can be frustrating when clients fail to pay for services or products rendered, ignore payment reminders, or claim an inability to pay. How quick do you pass to a Debt Collection Agency like www.corporatedebtrecovery.co.uk 
    • The Court s pretty informal. The Judge [who you call "Judge" rather than Sir or madam] will not be wearing a wig and gown just a suit and it is advisable that you do the same and a tie. Other than that the Judge will do most of the talking .If they haven't received a WS from the scrotes either the case will probably be thrown out straight away. Usually the Judge will ask their lawyer a number of questions then ask for your take on things and then the case will be decided.  UKPC 0 Mystic Bertie 5. Then ask for your expenses time off work [if not being paid by your company while in Court, travelling and parking costs and occasionally they will allow something like 5 hours research at I think £8 per hour. Later celebrate and post us the result and how much fun it was. You will wonder  why you worried about it so much. Next time will be much easier.🙂
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Skylario v Natwest


skylario
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Amount Claimed County Court Fee Moneyclaim Online Fee

up to £300 £30 CC £20 MCOL

up to £500 £50 CC £50 MCOL

up to £1,000 £80 CC £80 MCOL

up to £5,000 £120 CC £110 MCOL

 

add your charges and interest together to give you total. Good luck

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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I've filled out the N1 and attached my amended schedule of charges, duplicated it and handed it in to my local court this afternoon. I was sooo scared of going to the court and I don't know why because the lady was lovely! She's warned me that claiming from the banks isn't as easy as the media is making out. They obviously aren't familiar with the CAGGERS!!

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They obviously aren't familiar with the CAGGERS!!
They will be now!!

 

Steven

 

If this post is helpful, please click the scales

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

 

 

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Onwards and upwards now. ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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I've just realised I made a boo boo on my N1 and I'm really worried now that this is going to cause a big problem for me...

 

I meant to tick the NO box after I printed my N1 off on the Human Rights bit...

 

I didn't tick any box. It's just come to me that I didn't do it...?!

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Don't worry about it. If the court or Cobbetts are bothered about it. They will let you know.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Stop worrying and take a chill pill. :)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Quick update.

 

Received Acknowledgment of service today with Natwest saying they are going to defend - and there I was thinking they wouldn't acknowledge!!

 

What happens next... Am I right in thinking that they have 28 days now from the date of service.? But what do they have to do in that time limit? What am I waiting for now?

 

Thanks x

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Hi skylario................ that dancing cat cheers me up every time I see it!! :D

 

Basically, it's just a case of waiting for cobbetts standard drivel........... sorry defence to plop through the letterbox saying something along the lines of your particulars of claim do not disclose reasonable grounds for reclaiming charges from their wonderful client, etc, etc.... :rolleyes:

 

No worries............ chill out for another couple of weeks - then the fun starts properly!!! xxx ;)

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Keep dancin' hun.................. it'll keep you happy - that'll help you giggle at their 'defence' when it arrives!! xx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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  • 2 weeks later...

Hi all

 

I'm currently waiting for Natwest to defend (they've said they're going to). They've got 2 weeks left to do so. I want to phone someone to check on the progress of my claim. I'm only claiming for just over £1000 so I'm suprised it's got this far already. I want to give them a chance to settle before court but I dont know if this will look unfavourably on my part..?

 

What does everyone else think? Does it go against me to phone? and do I phone Natwest or Cobbetts now..?

 

Thanks in advance!

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At this stage, you'd phone cobbetts. However, they're unlikely to settle (judging from past threads) before the AQ stage.

 

Wait for them to defend and take it from there. ;)

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RIGHT!

 

Received Natwests defence this morning - a whole week before the deadline!

 

Is this standard? Getting a bit worried and need some reassurance. Specially worried about the six years thingy....

 

1 The defence is filed and served without prejudice to the defendant's case that the Particulars of Claim do not disclose reasonable grounds for bringing a claim against the defendant to recover the bank charges (and interest thereon) referred to in the Particulars of Claim or any other sum(s). In the event that the Claim is not properly particularised then the Defendant will apply to strike out the claim and/or for summary judgement in respect of the same.

 

2 Without prejudice to the foregoing paragraph, if and to the extent that the claimant proves the allegation that the Defendant debited charges to the claimants bank account, insofar as such charges were debited on a date or dates more than six years prior to the issue of the claim, any remedy in respect of the same, whether damages, restitution or otherwise, is barred by the operation of the limitation act 1980 and/or the doctrine of laches and the defendant will apply to strike out this aspect of the claim and/or for summary judgement.

 

3 On allocation the Defendant invites the court to direct that there be a case management conference in order for the court to consider the making of appropriate orders to give the Claimant the opportunity to properly particularise the claim.

 

4 No admissions are made as to what charges have been debited to the claimants bank account.

 

....

 

I wont put it all down but if this ISN'T standard then I will. Is the same ordinary drivel or should I be worried? There are only 2 charges that fall out of the 2 years but I didn't think that mattered anymore anyway.?

 

If this is drivel then what happens next? Wait for the court? What timescales are involved now?

 

Thanks

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You got the exact same defence that I got skylario.........!!! ;)

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Thats good then.

 

I received the AQ this morning so I'm going to tackle that now. I phoned Natwest last week to see what they'd say and they told me they would be ready to offer me something on Tuesday 24th... Do they know it's going to court? :p

 

I think I'll fill out the the AQ and contact Cobbetts on Monday to see if they want to settle before I send it off...?

 

It's all happening now!

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Hedgey's sticky linked from my signature gives all the lowdown on filling in the AQ including a request to have Cobbetts defence struck out for taking the p***.

 

 

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I've won!.... kind of...

 

I phoned Cobbetts on Friday and told them I was now ready to despatch my AQ and that I was giving it one last chance at settling before court. (I had heard of someone else doing this...) The very nice lady said she couldn't do anything over the phone and that I should fax a figure that I would be happy with and she would then consult her 'client'. I emailed her Friday and then chased it up today. Today I was told that Natwest would be very happy to settle with that figure and I should get the cheque within 14 days!

 

This is great news but I cant but help being doubtful... 14 days seems longer than what most of us wait and it just so happens that my AQ is due in 14 days.

 

I will still go ahead with the court claim though until I have the cheque cleared.

 

It's mine and my daughters birthday in a few weeks so this is going to be a treat!

 

Hopefully this is the last bit of waiting I have to do now!

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Fingers crossed they pay up in full for you................ but make sure you submit the AQ and draft order for directions anyway - just in case (not that I don't trust cobbetts or anything!!!!) ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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