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    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
    • Sorry, I got confused  Yes, it states all three   Thanks, 
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could anybody advise me please


RCR50
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I do have a thread elsewhere on which I have posted but thought a new thread might be seen more clearly and I would get some help.

 

Basically I sent my LBA on an old business a/c last week and a day later they replied saying they were sorry that I had a complaint etc etc......

They expect their enquiries to be completed within the next four weeks and if there is a delay they will let me know......They have enclosed a copy of their `voicing your concerns` letter.

 

Obviously I have said in my LBA that I shall start legal proceedings if they have not responded positively within 14 days.

 

Should I actually now wait the four weeks for their response or do I go ahead with legal action. I feel that I should wait but I would be grateful to hear from anybody as to whether this is their usual response - is this delaying tactics or are they genuinely looking into things. I would be most grateful for any advise please.

 

Also I sent my prelim letter on my current a/c at the same time as my LBA on my business one....but it would appear they have not received the letter....I sent the business one which they have received and are dealing with to Colmore Row and the unreceived one to Gresham street......As time just seems to be marching on and on in this whole process (most of that being down to my own indecision and hesitation in claiming to be honest) I wonder whether I should just send the original prelim letter dated 14 days previously along with my list of figures and attach them to an LBA and send it to Colmore Row (as though I am just assuming they did not respond to my prelim)...I personally don`t think it matters too much as they pay little heed to the prelim anyway and just send out standard blurb......I just want to reduce the time scale on all of this........

 

THANK YOU THANK YOU THANK YOU....ANYONE!

 

Best wishes.....

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Hi

Stick to what you said in the LBA and start the Court action. No need to re-send the Prelim, they should have passed it to the correct department.

Hope that helps!

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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go ahead with court action after 14 days have elapsed from the LBA letter - considering you received such a quick response from your letter im assuming that this letter was a response from your Prem letter ( a standard response ). Stick to your time table and don't be dictated to by the bank !!! As for the bank not receiving your other letters as long as you have kept copies you can assume they have received them. keep to your time scale .Remember that 14 days means 14 working days .

Prem letter sent 26/2/2007:)

"bog Off" received 4/3/2007:mad:

LBA letter sent 9/3/2007:)

Money claim .com filed - 27/3/2007:)

Notice of issue received 29/3/2007

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Until they offer settlement, stick to the timeline despite any replies they send you promising they will "investigate" the matter. Its all a load of bull (the best word i can think to describe all that lloyds do!) and they will drag everything out as much as they can.

 

Trust me, im now 8 months in on my claim and still no settlement yet so keep going and follow all advice given on here, you cant go far wrong if u read all the info available.

 

Good Luck love.

11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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Many thanks to everybody for your help - much appreciated.

 

Butterfly Collector, I had already had a response from my prelim letter and this was the response to my LBA.....Thanks for info about just sending in LBA on my current account.....despite them not receiving the prelim (it definitely was not signed for...I think that I shall send the LBA to Colmore Row where everything seems to be dealt with and replied to.

 

There is a little part of me that looks at the letter from them saying they will respond within 4 weeks and it doesn`t seem right to just go ahead....However, I will agree babylovejjmc (some of these names!! - I saw a very good one on the site `diddled` and the penny didn`t drop at first!)....I do know what you mean about it being a `load of bull` - I know this is an entirely different bank but I asked MBNA for my statements, they paid my £10 cheque into my actual account with them, said they would respond by the 22nd March and haven`t - and you know, I just don`t have the inclination to bother with it now - which is, I suspect what they hoped for....good luck with your claim - 8 months is a long time and I hope it is sorted out for you very soon.

Barty, thank you - so, I just disregard the letter and go ahead with the court claim......(seems a bit wrong to go against what they have asked - to give them 4 weeks - is this usual???) andyway I shall try to get over it and just do the deed....

Thank you again..

Best wishes

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Hi

All they are doing is stalling for time, hoping you will forget about the claim. You must stick to the deadlines that you put in your letters, show them you mean business ;)

Barty:)

  • Haha 1

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Hey RCR50,

Good to see you are still a drama queen ;-)

 

Yes it is fine to do so within 14 days. The timeline can be set by you, there is nothing wrong with that. You don't have to go with what LTSB say. You have made your point, you gave them an initial 14 days and then a further 14 days. Stick to your guidelines and you will be fine!!!

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Lol the name is my baby daughters intials on the end and she is the reason her dad and i are so determined for this money!! Just in case u wondered!!

 

Good Luck, will keep watching your progress and help where i can x

11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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Just to let you know Lloyds settled my claim in full today so they do pay up in the end!!!

 

Good luck with your claim, you will be just fine!

 

Best wishes x

11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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Hi Babylove

 

Aaahh I love why you chose the name.

 

Very well done! I am so pleased for you.......I love a happy ending.

Congratulations.

 

Very best wishes to you......RCR

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