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    • OK, so I've rather unfairly picked up a CCJ from a business overdraft debt that's been going on for years. I had court claim forms in 2014 which I managed to stave off. and again in sept 2016. This time I've acknowledged the service, filling in what I thought was the correct amount I thought I owed. I've since had the personal guarantee paper copies in my possession and I owe £21K. I sent them back along with a new address for all correspondence to be sent to, and then agreed to a Tomlin order to pay debt off monthly.  Now, these were sent back and forth and eventually signed, but apparently only partially. So DD was set up at same time, in Jan 2017. over next couple of months we paid, and also go letters to sign new Tomlin which we ignored as it was signed. In March we got another TO with 7 days to sign it and send back. We had one day to get this to them and phoned to say it wouldn't be there, that's ok they said, well extend it, just keep paying and send it back asap, we did send recorded (since lost receipt). We assumed they'd got it, and didn't hear a peep from them. Until July 18, when I found id got a CCJ from Feb that year. I've logged a complaint with solicitor, and had a response, they are denying any knowledge of anything. They had no TO so took it to court without my knowledge.  I didn't think there was anything I can do. However, as it turns out, the court sent papers to an old address even though solicitor had new address for 13 months, and address for correspondence was on the claim papers I sent back. Upon closer inspection the numbers are all wrong too, nor a lot but its about £200 adrift. We called their office too within the 30 day notice period, oddly they have no record of that.  And all this is on a "Business Charge Card Guarantee" …. anyone explain that?? In the mean time we've paid £5K+ of the debt off. At no point did anyone in the process let us know we'd had the CCJ logged against us. Is that right?? Or legal? I was intending to get it set side, but was told by them it was pointless. Just want to get back to point A. Paying it isn't the problem, it getting the CCJ reset. Please Help!!! 
    • same with jaguar s-types etc. all kind of weird issues if the battery is on the way out or the terminals/earth straps are not reconnected tightely/properly.   mine was the earthing strap to the gearbox, was rotted and got knocked during the gearbox oil change.
    • what have they got that they can respond too that counters your SB defence? zilch.   as with every erudio claimform or PAPLOC thread on CAG you solely got the claim because for whatever reason , to that date, everything was ignored.   once a response is made they go away.   default CCJ avoided. you must read up and understand how arrows [erudio!!] operate  
    • so won by a section 75 claim under the consumer credit act then   consequential losses are also covered by section 75 as the card provide is equally liable as you've already found out   as for the dealer and court there is no time limit, well 6yrs I believe   though it would be a tough battle but made slightly easier as BC coughed up. but again what would you in all reality 'win' probably go bust or change name        
    • It was settled by Barclaycard because I bought the car using my VISA credit card. Do you know if there is a time limit for taking the company to court to claim the consequential expenses incurred?
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boatgirl

Bring it on... BG V Abbey * WON *

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nope, think it's worth sending them an e-mail to let them know the AQ has been filed?


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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Hi.....I am new to the forum and have tried to get back mybank charges from Halifax who I have had nothing but trouble with ever since joining them, and to know tht I might possibly get my charges back would be a miracle and a joy!! in the past 1 mth I have been chrged over £300.

The trouble is tht I sent the first 2 letters and considering they owe me over 2k they tried to offer £181......of course I said no. Since then I have sent another letter to say that I am going to court, but have heard nothing in the last 14 days so I have to go to court (I have received the papers) but am not sure how to fill it in. Is there special wording or do you just put the amount down? HELP


I\'m on his side :^)

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There is a guideline on the particulars of claim somewhere on the website, someone else could direct you to it better than I can...


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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Ok, I've just sent this e-mail to DLA Piper, what do you guys think?

 

Dear Mr Denham,

I have as yet received no response to my previous e-mail and letter suggesting that this claim could be be settled for the full amount out of court, therefore I am just writing to inform you that I have filed my Allocation Questionnaire with The Court Manager at Manchester County Court in order to comply with the deadline of 23rd August. To give you some advance notice of the contents on my questionnaire, I requested that in order for the case to proceed Abbey should provide a detailed breakdown of how their charges are compiled. I would be grateful if you could forward this information to your client so that they can fully prepare.

Yours sincerely,


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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Still not received a full offer, the deadline for the AQ was a week ago today. Can anyone offer any advice on when they'll be making a full offer? I'm seriously bored of all this now :(


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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God I'm bored of this now, started this back in April and still not a penny. Court date is coming up next month so one way or another this is gonna be settled soon, it's just all taking a lot longer than expected. Has anyone got any contacts at Shabbey who I can call to try and speed along this final stage?


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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Hi BG, I am totally bored too!! I havent even got a hearing date so your lucky, my local court decided to ask them to provide some details (they havent) so its taking ages for the wheels of justice to turn for me too. I keep saying not long now but I do wonder!! I wouldnt even bother trying to contact them, I gave up a long time ago, you hardly ever get a reply, and when you do it is a load of twaddle.

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Settled today for £1150 :)


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group


Abbey - £1255.12 + interest - 50% offer refused, Allocation Questionnaire returned 07/08/06 :cool:

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 220 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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