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Closed Table of charges

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Sorry if this has been done (can't find it) but Cahoot is one of many banks I have recently written to.

 

I thought it would be useful to compare with other people the amounts that are being charged by the banks. In some cases, the amounts seem to be inconsistent.

 

Cahoot have been charging me (lately)...

 

£25 for "Returned Item Charge"

£30 for "unauthorised overdraft fee"

 

Previously these figures were £20 and £25 respectively, before prices went up (a whopping increase of between 20% and 25% no less).

 

If anyone has seen any different prices on their statements, it would be useful information in the event of a court case.


MBNA - Full statements received (Looking for more than £406)

Nationwide BS - Statements received (More than £900)

Nationwide Credit Card - Awaiting statement (More than £400)

Accucard - Awaiting statement (More then £300)

Halifax Card - LBA £450

Shell Visa - Awaiting statement (More than £300)

Cahoot - Statement arrived - calculating total (More than £350)

GE Money - LBA (More than £400)

Ikano - Awaiting statement (More than £300)

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...it would be useful information in the event of a court case.

 

Why?


..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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It would be useful because, if the banks are charging different amounts to different people, and different amounts for similar items, it would weaken any claim they make that the charges are proportionate to their costs.

 

For instance, some charge a different amount for a failed standing order than they do for a failed direct debit, even though in both cases the only cost is a computer printout on the statement and the work involved in both cases is exactly the same.


MBNA - Full statements received (Looking for more than £406)

Nationwide BS - Statements received (More than £900)

Nationwide Credit Card - Awaiting statement (More than £400)

Accucard - Awaiting statement (More then £300)

Halifax Card - LBA £450

Shell Visa - Awaiting statement (More than £300)

Cahoot - Statement arrived - calculating total (More than £350)

GE Money - LBA (More than £400)

Ikano - Awaiting statement (More than £300)

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It would certainly be strange if any one bank charged different amounts to individual customers for the same breach - however I think that this is extremely unlikely, to say the least.


..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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MBNA - Full statements received (Looking for more than £406)

Nationwide BS - Statements received (More than £900)

Nationwide Credit Card - Awaiting statement (More than £400)

Accucard - Awaiting statement (More then £300)

Halifax Card - LBA £450

Shell Visa - Awaiting statement (More than £300)

Cahoot - Statement arrived - calculating total (More than £350)

GE Money - LBA (More than £400)

Ikano - Awaiting statement (More than £300)

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Share on other sites
style="text-align:center;"> Please note that this topic has not had any new posts for the last 5119 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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