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    • Exactly, any data processing is automaticvlly illegal  as you say EB in the case of no ICO Registration.
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    • Hello.   It's been nearly 2 years and I haven't sent the request. To get on-top of this & do this now, I've just had a concerning letter. I've continued to pay a token amount a month and last month missed by a few days by mistake and made the payment. Since then they've been texting me and calling me about it (haven't replied obviously)   As stated in the opening post this was an Aqua debt with 1st Credit & Intrum.   I've just had a letter telling me this has been assigned to Intrum as the legal owner of the debt - is this a fishing letter? Because they already own it as far as I know.   The odd thing was two days before that Intrum sent me a letter offering 80% off if i paid £300...    
    • To summarise I sent a letter of complaint to the surgery and got a reply back which said   'I have asked [removed -dx]  for feedback in regards to the letter and she is unable to recollect the consultation. I am sure you can appreciate a dr can see on average 30 to 40 patients a day and so remembering every consultation is very especially after 2 years.   Copy of consulatation is below with [removed -dx]    (goes to describe the dr notes that day)   From reviewing the above I cannot find fault with the above consultation.   It is unfortunate that your mother was sent to the wrong ward and I apologise for this. I am a little confused as to why when she arrived at the hospital the admisssionss team didn't pick up on this and send her to the correct ward (she was sent to the wrong ward becaue the GP wrote the wrong ward number on the letter and also told us to go to the ward on the letter that she wrote on the envelope, so its the dr's fault for the wrong ward)   Once again I am sorry I am unable to answer all your converns but as mentioned above the time length of time to raise this complaint has made it difficult.     This I find strange because a few months ago my mother had an appoitment with the very same gp and we both waited in reception, over 20 mins passed and I asked the receptinist what is the delay the receptionist told me the dr is busy, i went back and waited.   By this time almost 40 mins had passed and nothing i went back to the receptonist and asked her she checked the pc and discretely told me '[removed -dx]  has refused to see your mother because she made a complaint against her etc'   And the appointment was then moved to another GP who we explained what just happened and he was shocked.   I want to raise a complaint to the GMC for this dr for the mistakes the gp made   Prior to the original post my mother had seen this gp with crackling cough, difficuly breathing, early signs of pneomonia etc but the gp said 'i am not going to give you any medicine' and sent my mother home with mo medication. This was the same thing to do, gp failed and this then lead to the visit as in the original post   I now want to raise a complaint to the GMC on the basis of the earlier justified complaint made against her, Gp's are supposed to be neautral and not take things personal but this gp is being wrong in her actions and   I want to raise this and her mistakes in the orginal post where she said 'go home take paracetamol, there is no pneumonia and only after I objected and insisted the dr use stethoscope to check the lungs and breathing did the GP then tell us it was pneumonia and then she sent us to the wrong hospital ward where we were not seen for over 5 hours and during this time my mothers condition got worse.   A report from Care Quality Commission said the inspection said: “The practice not always provide care in a way that kept patients safe and protected them from avoidable harm. Patients not receive effective care and treatment that met their needs etc'   I need your help to draft a complain letter to the GMC for against this GP Please can you help me thank you          
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monkeybone

Table of charges

style="text-align:center;"> Please note that this topic has not had any new posts for the last 5119 days.

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Sorry if this has been done (can't find it) but Cahoot is one of many banks I have recently written to.

 

I thought it would be useful to compare with other people the amounts that are being charged by the banks. In some cases, the amounts seem to be inconsistent.

 

Cahoot have been charging me (lately)...

 

£25 for "Returned Item Charge"

£30 for "unauthorised overdraft fee"

 

Previously these figures were £20 and £25 respectively, before prices went up (a whopping increase of between 20% and 25% no less).

 

If anyone has seen any different prices on their statements, it would be useful information in the event of a court case.


MBNA - Full statements received (Looking for more than £406)

Nationwide BS - Statements received (More than £900)

Nationwide Credit Card - Awaiting statement (More than £400)

Accucard - Awaiting statement (More then £300)

Halifax Card - LBA £450

Shell Visa - Awaiting statement (More than £300)

Cahoot - Statement arrived - calculating total (More than £350)

GE Money - LBA (More than £400)

Ikano - Awaiting statement (More than £300)

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...it would be useful information in the event of a court case.

 

Why?


..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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It would be useful because, if the banks are charging different amounts to different people, and different amounts for similar items, it would weaken any claim they make that the charges are proportionate to their costs.

 

For instance, some charge a different amount for a failed standing order than they do for a failed direct debit, even though in both cases the only cost is a computer printout on the statement and the work involved in both cases is exactly the same.


MBNA - Full statements received (Looking for more than £406)

Nationwide BS - Statements received (More than £900)

Nationwide Credit Card - Awaiting statement (More than £400)

Accucard - Awaiting statement (More then £300)

Halifax Card - LBA £450

Shell Visa - Awaiting statement (More than £300)

Cahoot - Statement arrived - calculating total (More than £350)

GE Money - LBA (More than £400)

Ikano - Awaiting statement (More than £300)

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It would certainly be strange if any one bank charged different amounts to individual customers for the same breach - however I think that this is extremely unlikely, to say the least.


..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group


MBNA - Full statements received (Looking for more than £406)

Nationwide BS - Statements received (More than £900)

Nationwide Credit Card - Awaiting statement (More than £400)

Accucard - Awaiting statement (More then £300)

Halifax Card - LBA £450

Shell Visa - Awaiting statement (More than £300)

Cahoot - Statement arrived - calculating total (More than £350)

GE Money - LBA (More than £400)

Ikano - Awaiting statement (More than £300)

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 5119 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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