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Delay in BACS Transfer - Any Advice


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:) HI All

 

Just a quick question to see if anyone has any advice :confused:

 

MY O/H gets paid Weekly by BACS on a Thursday into his Halifax Account. The same day a DD goes out of that account into our LLoyds Account, but it does not get to LLoyds Account until the following Tuesday.

 

Where is our money from Thursday to following Tuesday, who is getting the interest on it?:confused:

 

I may be missing the point here can someone explain.

 

Regards

 

Dee

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Guest NATTIE

clearly 4 days for a BACS transfer, should be monday according to my calculations because it should take 3 working days, middle one where it is at BACS

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Hi

BACS used to stand for Bank Automated Clearing System??

Maybe its now changed to Banks Auto cleanup system:o

 

tc

LSTB (business) S.A.R - (Subject Access Request) received 10th Dec prelim + Contractual interest claim sent 10th Jan07 £5k + change

Received partial reduction mount of £5,563 against loan & overdraft of £18k i.e. 30% reduction. Next step PPI's & managed loans. Jan 07

 

LSTB (Girlfriend) prelim sent 10th Jan07 1st account £670

Received partial refund into account of £457 9th Feb, sent rejection letter. donated 5% 10th Feb

LSTB (Girlfriend) prelim sent 10th Jan 07 £1,450

HSBC S.A.R - (Subject Access Request) sent 27th DEC (approx £3000)

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:) Hi Again

 

BACS payment clears fine. It is the query of what happens to the money taken out by D/D the same day (Thursday) but does not get into LLoyds account until the Tuesday I can,t understand. As The money is not in either account, so where is it:confused: Who is getting the interest on it>

 

Any advise please

 

Regards

 

Dee

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