Jump to content


Offer after first letter but without interest


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6234 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi everyone, i sent a first letter taken from this site for £1521 + interest (£390), however the bank wrote back offering the £1521 but no interest. I dont know what to do as i havent filed a case in the court, am i just being cheeky about the interest or do i carry on with a second letter and threaten court action.

Link to post
Share on other sites

Hi avantiblue,

 

Good news on the offer first and foremost. I would personally take the money and run. As far as I am told the interest can only be claimed in court.

 

A couple of quick questions...

1)Who did you send your original letter to? Branch/Customer Relations?

2)How long did the reply take?

 

I am waiting for a reply from my prelim letter and it seems it can vary from case to case when they decide to settle. I am clamiing a little less than you so hopefully I will get same result as you have! :lol:

 

Hurrah again for ya!

 

superward

superward vs First Direct - WON!!!

superward vs RBS - WON!!!

Link to post
Share on other sites

Guest Mumofthreeboys
Hi everyone, i sent a first letter taken from this site for £1521 + interest (£390), however the bank wrote back offering the £1521 but no interest. I dont know what to do as i havent filed a case in the court, am i just being cheeky about the interest or do i carry on with a second letter and threaten court action.

 

I take it this interest is 8% s69 interest - if so, you can only claim this when you file at court.

 

You can claim a proportion of your overdraft interest and this should be included in your letters should you wish to work it out.

Link to post
Share on other sites

I think the important bit is you clarify to us what you mean by "interest". Is it the 8% as MOTB has said, or is it debited / overdraft interest?

 

The interest seems too high to be debited / overdraft interest and if you have started with 8% then I would be inclined to accept this letter as you have essentially started off your claim wrong.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

i wrote an initial first letter claiming my charges back to my local branch, however the offer came from the following address, i now know that this is the department that deals with claims, so i suggest that you write direct to them

 

i did send a cheeky letter rejecting the offer asking for interest, however i will now send off the acceptance letter today and take the money they offered which was 100% of my charges.

 

Royal Bank of Scotland

Customer Relations Unit

The Forthstone

56 South Gyle Crescent

Edinburgh, EH12 9LE

Link to post
Share on other sites

Thanks for the reply. I think you are doing the right thing by accpeting the money. Good to hear you sent the 1st letter to your branch...I did the same thing...sent letter to branch but still waiting. Not to worry though - got a PS3 today :D So, that will take my mind of the waiting on the postie which is torture! haha.

superward vs First Direct - WON!!!

superward vs RBS - WON!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...