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40bear v Abbey ** SETTLED IN FULL **


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Hi 40bear

 

I am also due at the court at 11am and 2pm - my 11am hearing is for Lloyds and afternoon hearing for Citifinancial. But I'll be there! Actually, I'm pretty cheesed off about it, as I just feel the judge is pushing it back even further and is right up their street for delaying settlement.

 

I spoke to the court today and the lady (who wrote the letter) said that this was so the judge could decide whether to put it into the fast track system - which of course means a visit to Luton County Court - and the defendant's costs if you lose - not that there is much chance for that, but it's the pressure of it. I did ask why as I was under the impression the small claim court was for up to £5k but I think there is the legal implications here and that they are dealing with substantial financial institutions.

 

:-(

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Great to have company at Bedford!!!! I think we might have some other visitors as it seems it is a new thing to hear lots of cases together!!! Will the very small informal room be big enough. Have you started to get your case file together?? Really worried about that, I have read thru all the FAQ and been on the templates section and copied BUT it is daunting when you're legal knowledge is basic. Where abouts are you? I am in Ampthill.:razz:

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I spoke to the court and they confirmed these cases are not for making a decision about the individual cases but to decide whether the small claims court is relevant for them. I'm just seeing it as a delaying tactic, quite frankly. So to answer your question, we don't need to put a case file together - the court lady confirmed this and that there is no requirement to forward all your papers to the court beforehand, etc., etc., that you would have to do if it was a full-blown hearing.

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40bear please PM me.

 

I am in EXACTLY the same situation as you are, with one exception, I claiming against LloydsTSB.

 

However, I too am in Ampthill (I fine town with a new Waitrose)....

 

I'm at Bedford County Court at 11.30am on 15/11/2006.

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/22740-kmbrad-lloyds-tsb.html

 

I will look forward to meeting you too Rosemary.

 

Regards

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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Hi Karnevil - yes, you're quite right about that and will certainly be working on the argument. Do you know where I can find out the advantages and disadvantages of both tracks and if anyone has had to look into these arguments at any great depth (apart from the obvious which I've already mentioned) ???

 

121o121 - yup - see you there! Nearer the time, we'll exchange descriptions of button holes! I see you're at 11.30am. I go in at 11am. I'm really dreading it quite frankly as so much is reliant on this claim - it isn't just to fund a summer holiday as it is for some claimants and a lot is riding on seeing this through. Don't want to say too much as I am fully aware Citi are watching these threads and have no doubt Lloyds are doing the same.... :( ;-)

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have you all sent a copy of your Allocation Questionnaire your banks yet?

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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Morning 40bear

 

Plan to do it this weekend. I am also going to create it like a letter to the judge and send it in advance of 15th.

 

I am also going to write to Lloyds solicitors reminding them of the date. Trouble is I don't want to talk about my plans too much as I also have CITI cards in the afternoon (along with my husband's card) and their solicitor has been watching all these threads and we have evidence that he has been acting on them, too.

 

How about you?

R

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Printed off loads of info from the site so like you will prepare as a letter. Not much more we can do til we know where we stand with the case. Did you hear that Nat West paid out this week, it was on the news???

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  • 2 weeks later...

Less than a week to go and have made up two extra packs and about to prepare notes so I remember WHY I AM DOING THIS!!!! Is everyone else ready for 15th November at Bedford. Are any buddys/interested parties attending. Do we need some media coverage?

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Hi 40bear.

 

I'm taking a sheet with me just outlining my reasons for small claims track allocation. I haven't started on the court bundle yet. Want to get next Wednesday over with first. Not sure that this hearing is of great relevance to the media as it's not the main hearing. Do you think it may be worth a phone call to BoS or T&C then?

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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Darn !

 

Ah well.... more waiting for you then. Have you sent your AQs back ?

hello

 

i have not sent back my AQ yet, as i need advice on what to put in the box in section G " other information" as i need to file by the 19/11/2006.

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Hi 'Bedford Court guys'

I haven't even started on the reasons why I want to put it onto the small claims track. This week has been absolutely frantic at work and at home. My law degree coursework is due in next week and I haven't started it yet (equity & trusts) yeurgh. My daughter's 16th party is this weekend - I just can't see how I'm going to cope. I am working myself into a right stressy that I had a nose bleed right in the middle of the office yesterday - as I sat there talking to my assistant. Bet you my blood pressure is up, too. Any advice on cheap health farms?!!!!!

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YIPPEE......At the 11th hour Shabbey have settled in FULL so I won't be at Bedford Court tomorrow.......cheque being paid into my very overdrawn Abbey account on Thursday. Go for it guys it is worth all the stress.

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Well done 40bear.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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Congratulations!! So glad you won :D

My CCA skeleton argument to use in court -

http://www.consumeractiongroup.co.uk/forum/cabot/115280-useful-information.html

 

Useful Letters (CCA request is letter N)

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

CAG A-Z list of useful places in CAG -

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/69359-cant-find-what-youre.html

 

Introduction to Consumer Litigation -

http://www.consumeractiongroup.co.uk/forum/general-debt/108467-basic-introduction-consumer-credit.html

CABOT THREADS -

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/131321-cabot-threads.html

 

ALWAYS SEEK A PROFESSIONAL OPINION FROM QUALIFIED ADVISORS - any advice offered is from my own experience and knowledge - I am NOT qualified.

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YAY 40Bear !!! Got your PM ! Well done. My goodness - it seems the only cases being heard this afternoon will be for CITI. They are spending a fortune in legal fees, I'm sure trying to defend themselves when all their fellow financial institutions are seeing the light! So, unfortunately, as a claimer against CITI, I'll still be going to Bedford Court this afternoon. Will report back....

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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