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ok i came across a slight problem today, got a letter from dg solicitors, saying please can i send them my breakdown of charges, now i understood it to be that

 

a) they knew them anyway so wh should i waste a good piece of paper

 

b) it wasnt required unitl a court date was being set

 

if i have to send them the breakdown then fair enough thats what i'll do,

 

i tried ringing them to sort it out but got voicemail :(

 

any advice?

HSBC- £4995, settled payment in full

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Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Did you print off the spreadsheet and attach it to your claim form? Has the bank had a list of the charges you are claiming for a refund?

 

If the answer is yes to either or both questions, then you can tell DG to stick their request where the sun don't shine.

 

If this information has not been previously provided, then yes, I would suggest sending them a copy ASAP. :)

 

See the steps I took to get my bank charges back.

Spiceskull v HSBC.

Thank you Consumer Action Group.

Read my blog.

 

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Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hey snap ive recieved the exact same letter today!!

 

What i think i may do is photo copy all the staements that I have spents hours siving through, highlighting all the charges so they at least have to do some work for them selves.

 

Maybe we could charge them for administration costs, think it comes in around £25 for ten seconds these days!!!!!

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right then i'll do it straight away and fax it to them tomorrow , thanks for the advice

HSBC- £4995, settled payment in full

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Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Hi Maverik

I have read your little story, but where is the end? What happened after the bank was ready to fight you in the cort?

Prelim to HSBC sent on 30th June for £580.

Reply with offer to refund £520.00 on 19th July

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Hi Maverik

I have read your little story, but where is the end? What happened after the bank was ready to fight you in the cort?

well im still trying to get it, im not at the end yet but will soon be hopefully

im waiting on the banks solicitors to get back in their office so i can fax something to them, hopefully next week it should be resolved

HSBC- £4995, settled payment in full

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Unsure about what to claim, or confused about overdraft interest? Charges explanation

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good luck to you, I think it's really good that despite on being in the difficult situation yourself you try to help others.

I really hope it will work out for your

Thank you for your support

Prelim to HSBC sent on 30th June for £580.

Reply with offer to refund £520.00 on 19th July

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hey guess what, got a letter from dg solicitors today :D

 

fireworks.gif

 

damn right , i got my money, so to all those who are a bit unsure at the moment, dont hesitate,

 

dont worry i'm not going anywhere, and as soon as the money is credited, a donation will be winging its way along with a completed survey

 

thanks to all those that have helped me learn the process, and given me advice/encouragement along the way :D

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Fantastic!

 

Congratulations!! :D

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Nice one Maverik ! I got my full offer today too !

04/07/2006 - Full, unconditional offer made from HSBC, accepted. £1444.xx (unfair charges)

01/06/2011 - Barclay CC PPI claim initiated

13/09/2011 - Claim rejected :|

19/10/2015 - Claim restarted !!!!

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Well Done Maverik !!!. I'm just sending my LBA tomorrow so not too long now then!!

Barney2002 - If you want to see how I got my money back, click http://www.consumeractiongroup.co.uk/forum/hsbc-bank/11376-barney2002-hsbc-round-one.html.

 

HSBC

15/08/06 - £4955 paid in full from HSBC!!!!!!! 'Ave it!!

OTHERS

04/08 - Conf rec'd from Capital One - sending statements

07/08 - Conf rec'd from Tesco Finance - sending statements,29/08 sent prelim for £282

10/08 - Conf rec'd MBNA - sending statements.02/09 prelim for £437

10/08 - Conf rec'd Morgan Stanley - need to send ID - sent 11/08,rec'd letter offering £96(rejecting), 02/09 prelim for £220- Rec'd £240 few days ago.

 

If any advice I give is helpful then please hit the scales - Top Right. Thank you.

 

** For Every bed I sell to a CAG Forum member, I will donate £50 to the CAG **

 

Visit my site for the full range of Hand Forged Beds at

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Hooray, to both of you..

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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well done --- Maverick 4995 - Hongkong and Shanghi Banking Cowboys 0

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

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All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

However, if you have found any advice you have been given helpful.

Why not show your gratitude And

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I've just read through your diary of events - finding it helpful.

I'm new to all this - just sent my letter requesting info as per data protection - and the £10 of course! Fingers crossed

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Congratulations!!!!!!!!!!!!!!

 

You've been a great support to lots of people on here..well deserved! Hope you have the time to continue offering us your words of wisdom.:)

 

purplemargy

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im not going anywhere just yet, besides now i've got the taste for it and am confident in what im doing, i have 2 c/c's that need a bit of investigating ;)

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Well done Maverick!

Bet that was a buzz reading that letter!

Did they pay you your 8% too? I read that a few people aren't getting offered that back.

Congratulations!

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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yeah i got my 8% , and my court fee back

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Please note that this topic has not had any new posts for the last 5196 days.

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