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rejection of offer?

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Hi all,

 

Can anyone tell me what the next step is . I have reviewed the templates but am unclear on what I should say in the next letter . This is the story so far.

 

16th Jan 2007 - requested statements letter

23rd. Jan 2007 - letter from barclays confirming they are sending them.

7th Feb 2007 - Letter and copy of statements received

22nd Feb 2007 Letter sent with schedule of charges asking for money back and indicating that if they do not respond ordo not respond positively we shall send a letter before action giving a further 14 days to reflect after which no further communication from us and we shall issue a claim at the expiry of the second deadline.

 

9th March 007 Barclays respond offering the sum of £690 towards total amount of £1320 claimed in full and final settlement.

 

Question?

In declining this offer as full and final settlement and that I will accept this on an undestanding that the remainder is paid within the next 10 daysand that failure to comply with this request will result in legal action against you for full recovery as detailed in my previous letter. The rejecton letter as I understand says 'failure to comply will result in legal action against you for full recovery as detailed in my letter before action .

Have I missed something or do I have to send another letter indicating action or will this rejection letter accepting as partial payment suffice.

 

Beacon - the light is dim!

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Have you actually sent a letter before action (as per CAG recommendations)? It seems you sent a letter on 22nd saying you'll send another letter giving 2 more weeks. Did you actually send that letter?

 

The rejection letter could act as that 2nd letter if you've not sent it already. If you have sent it then no need for another LBA.


If in doubt read the

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If still in doubt - ask!

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HI Advoc8,

 

No I didnt send another letter and by then Barclays had sent me there offer of £690. i.e. letter from them dated 9th March as 'goodwill gesture' in full and final settlement.

In view of this in my rejection should i give them 14 days to reflect and advise that after that i will accept as partial payment and will revise claim accordingly notifyiing them that after this period that legal action will be halted until such time as I receive full and unconditional settlement?

 

Beacon

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Yes, give them another few days then off to court you go. You could take the standard LBA from this site's template library and add your rejection to the top of it.


If in doubt read the

FAQs

 

If still in doubt - ask!

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Thanks to ADVOC8.

 

I will do that.

 

Beacon

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