Jump to content
  • Tweets

  • Posts

    • In a strange twist of fate he called me yesterday and agreed to refund me on the car. I am due to drop it off on Friday and hope he sticks to his word. I am still going to produce the rejection letter as a safety net in any case.   Thanks to those who have replied on this post. I will keep it updated.   Mark.
    • Hi there my husband has a Vanquis card i applied to get the ROP refunded which they shut me down on this was back in Aug 2018 on the letter they sent him telling him no they did state they would cancel the ROP with immediate effect, roll on to this week and i come across one of his statements and low an behold they are still taking it, so my question as they have still been taking it i have obviously phoned them to get it stopped and the past 2 years refunded do i use the CISheet spreadsheet to work out the interest he has been charged on these payments his statements show a 3.99% monthly which i believe is 59.93% APR can someone confirm my calculations please im a bit rusty, i also have asked them to recalculate his ROP interest refund as i heard some were wrong and i've asked them to re look at the complete refund claim as well whilst they are at it, if im reclaiming the whole lot is this again the CISheet at 59.93% as 1 £5.50 ROP charge from oct 2009 shows £876.77 interest ??   any help would be great not done this for a long time last one was bank charges lol.
    • Hi, if a terminated credit card claim has been struck out by the court, appealed and lost (ie still struck out) - is the balance therefore zero? Can a 2nd claim for the same card (terminated>6yrs ago) be presented against me for a different amount.
    • When did you pay the £20? was it before the default letter or after?  Exact date and to whom the £20 was paid is key to calculating the SB date.  It could be construed that paying £20 or any figure was an acknowledgement of the debt and could re-start the SB clock.   Important to understand the date but I concur with the other CAGers that it is probably not something to worry about.   As an aside I fought (and won) an argument with Lowells over the default date.  They were trying to assert that the Default date was later than it was but I was able to disabuse them of that idea thanks to having the original Default Letter plus also getting it confirmed by the original lender (Vanquis).  They sent me the exact same copy of the Default Notice as part of their SAR response so I say again a good idea to SAR Mint so you know where you are and you are then ready to rebuff any bullshit from the DCA.  
    • Hermes have submitted an AOS.   
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 9 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 6 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
beacon

rejection of offer?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4895 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi all,

 

Can anyone tell me what the next step is . I have reviewed the templates but am unclear on what I should say in the next letter . This is the story so far.

 

16th Jan 2007 - requested statements letter

23rd. Jan 2007 - letter from barclays confirming they are sending them.

7th Feb 2007 - Letter and copy of statements received

22nd Feb 2007 Letter sent with schedule of charges asking for money back and indicating that if they do not respond ordo not respond positively we shall send a letter before action giving a further 14 days to reflect after which no further communication from us and we shall issue a claim at the expiry of the second deadline.

 

9th March 007 Barclays respond offering the sum of £690 towards total amount of £1320 claimed in full and final settlement.

 

Question?

In declining this offer as full and final settlement and that I will accept this on an undestanding that the remainder is paid within the next 10 daysand that failure to comply with this request will result in legal action against you for full recovery as detailed in my previous letter. The rejecton letter as I understand says 'failure to comply will result in legal action against you for full recovery as detailed in my letter before action .

Have I missed something or do I have to send another letter indicating action or will this rejection letter accepting as partial payment suffice.

 

Beacon - the light is dim!

Share this post


Link to post
Share on other sites

Have you actually sent a letter before action (as per CAG recommendations)? It seems you sent a letter on 22nd saying you'll send another letter giving 2 more weeks. Did you actually send that letter?

 

The rejection letter could act as that 2nd letter if you've not sent it already. If you have sent it then no need for another LBA.


If in doubt read the

FAQs

 

If still in doubt - ask!

Share this post


Link to post
Share on other sites

HI Advoc8,

 

No I didnt send another letter and by then Barclays had sent me there offer of £690. i.e. letter from them dated 9th March as 'goodwill gesture' in full and final settlement.

In view of this in my rejection should i give them 14 days to reflect and advise that after that i will accept as partial payment and will revise claim accordingly notifyiing them that after this period that legal action will be halted until such time as I receive full and unconditional settlement?

 

Beacon

Share this post


Link to post
Share on other sites

Yes, give them another few days then off to court you go. You could take the standard LBA from this site's template library and add your rejection to the top of it.


If in doubt read the

FAQs

 

If still in doubt - ask!

Share this post


Link to post
Share on other sites

Thanks to ADVOC8.

 

I will do that.

 

Beacon

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...