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    • Hi Lolerz Thanks for replying to me, yes I've been ignoring her & will continue to do so. All she keeps saying is they want to come up with an amicable settlement. Keeps saying this to our receptionist she shouldn't be saying this to a receptionist or even me in the first place as they have given no proof of anything no IP addresses noting just keeps saying about an amicable settlement.
    • If a DCA supplies a reconstituted copy of the CCA what would be the next step? It seems that a reconstituted copy must be a " true copy " of the executed agreement, it must contain the Prescribed Terms. But given that there is no copy of the applicants signature surely it could be an agreement form with the details filled in. How can it be assumed that this " copy " represents a true copy that the claimant has supposed to have signed. Cabot have demonstrated a bit of sabre rattling when they say "Until we're able to provide this information , your account is unenforceable. This means we're not permitted to obtain a County Court judgement against you . Whilst we cannot pursue legal action, your balance remains outstanding ". I looked up a case... Cabot UK Ltd  v  Bachellier (2010) which might help, but it's tough reading, I'd prefer to plough through War and Peace. This particular case with Cabot is not huge , approx' £140, but the only other worry that I have is also with Cabot...£2100. They may try to make a point with lesser case.
    • you'll never find a court open on a w/end MB. all courts are closed Good Friday and Bank Holiday Monday. However as Andy points out, that does NOT mean you get 2 extra days to file, you get one, same as xmas/new Year. UKPC have not filed their, so no rush on yours as dave says.  
    • Top US magazine slams Britain after 14 years of Tory ‘psychodrama’ The New Yorker’s excoriating report on the state of the UK lays bare how Britain’s withdrawal from the European Union (EU) “catalysed some of the worst tendencies in British politics”. “The only way to think about it is as a psychodrama enacted, for the most part, by a small group of middle-aged men who went to élite private schools, studied at the University of Oxford, and have been climbing and chucking one another off the ladder of British public life" Top US magazine slams Britain after 14 years of Tory ‘psychodrama’ WWW.INDEPENDENT.CO.UK The New Yorker’s excoriating report on the state of the UK lays bare how Britain’s withdrawal from the European Union (EU) “catalysed...  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I also have a date for the 15th Aug must be a hat trick!!!!

 

Where is your hearing? manchester anywhere. Dont know about you? But i am frigtened Getting every thing together is going to be a nightmare.Specially when you dont know what your doing.

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I am at Chester - at least we have a bit of time to get it all together. Have you looked at the Got a Court date thread on this site as it seems to go through everything step by step. I am sure it will all go ok, just use the time to understand what you can and prepare - but from all the other results nobody seems to have got as far as court. Are you at the court in Manchester...:)

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I am at Chester - at least we have a bit of time to get it all together. Have you looked at the Got a Court date thread on this site as it seems to go through everything step by step. I am sure it will all go ok, just use the time to understand what you can and prepare - but from all the other results nobody seems to have got as far as court. Are you at the court in Manchester...:)

 

Thanks i will have a look at that.

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Hi maggie, dont think we need copies of the N1 or the AQ I hope not as I dont have copies either, sure someone will tell us. I think we just need the basic court bundle and any more info to use as evidence such as the OFT report and the parliament early day motion. I think it can all be found on the GOT a COURT DATE page. We can only prepare as best we can and keep fingers crossed. Sure it will all be worth it in the end ££££.

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  • 3 weeks later...
  • 3 weeks later...

My court date is 15 august.I havent heard a thing from yorkshire bank.Whats going on? I havent done my bundle yet.But i notice something to do with litigation!Whats this all about? Not to sure.:???:

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I am flapping now its so close to court date 15 august.i aint got a clue what to do about this court bundle.My head is up my backside.Worring about this court date.I need to sort this out before its to late.Can anyone point me in the right direction for a court bundle.Which is simple.For a simple person.Please! please!:???:

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I also have a date for the 15th Aug must be a hat trick!!!!
Hi georgieboy.Have you heard anything yet?I havent heard a thing.Got a bit stuck on this court bundle bit.Its doing my head in.I dont know where to start.What to print off etc.Iam getting really fed up with it all now.
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No not heard a dickiebird but don't really expect to till the very last minute or even on the steps of the court!! Just about sorted the bundle out and hope to send that off this weekend probably cost a fortune to post. Keep your chin up nearly there all the hard work has been done - at times it has been a bit daunting but the folk here have been fantastic;) ..

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What do i do about the interest thats accrue at 49p per day untill settlement.Do i leave this untill the day of the court?Or add this on?Not to sure how much this is? Since 23/04/07Are you any good at adding up? Thank you
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My courts dates the 15 august What do i do about the interest thats accrue at 49p per day untill settlement.Do i leave this untill the day of the court?Or add this on?Not to sure how much this is? Since 23/04/07Are you any good at adding up?
thank you
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I am in the middle of getting my court bundle ready.I have printed off the court bundle from this website.I have copied my statements.The letters from them.What else do i need?How do i present the file for courts. My court dates 15 august.I want to make sure i have everything right so i dont mess up.Havent heard from yorkshire bank yet.Not a thing.Please put me on the right road.Whats a litigation?Ihave seen this wrote up around the site.

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Maggie May, I have just recieved my hearing date yesterday for 25 Sept 07, Only they have given me until 1 Aug for them to receive my court bundle, a whole 6 days, that is kind of them. Anyway I am panicing a little like you. I have also printed the court bundle but am yet to read it. We both need to get hold of T&C's for Clydesdal/Yorkshire Bank. There is a library link on this site, that is under construction, which has a limited array of PDF copies of T&C's I will download the software that allowes me to read them tonight (Rapidshare or something). Also, not sure if its applicable but there is a link for a report by the OFT against the banks regarding excessive bank charges that may be useful but the one I have found is for credit card charges and I am not 100% sure if it is also applicable to Bank Charges. Let me know how things progress and if there is anything I can forward to you.

 

Regards

 

K

 

Litigation n. any lawsuit or other resort to the courts to determine a legal question or matter.

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Hi maggie just been on channel 4 news that all claims maybe suspended due to the OFT takinig the banks to court - so we may have to await the out come of that hearing. Can anybody shed any further light on the matter..:confused:

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I have emailed the OFT and HM Courts Service to find out the current impact on consumers awaiting the arrival of their hearings. I would recommend that you all compile your court bundles regardless, there is no harm in awaiting today's judgement before popping them in the post. Fingers crossed that for once the consumer will reign triumphant. Monitor OFT website and all news agencies closely today.

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I have emailed the OFT and HM Courts Service to find out the current impact on consumers awaiting the arrival of their hearings. I would recommend that you all compile your court bundles regardless, there is no harm in awaiting today's judgement before popping them in the post. Fingers crossed that for once the consumer will reign triumphant. Monitor OFT website and all news agencies closely today.

 

Clubby i havent got a clue what to do to download.I have never done it before.I went on to the rapideshare i didnt know which one to download.I am a mallet head.Sorry.I never went to school Can you tell me how to do it?Thank you.

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;) Hi to you both,

"Zootscoot" a Moderator of the Cag Site has posted a piece on the site for everyones viewing regarding the "Court Case" test , and has said that anybody that has already issued a claim to continue as normal unless you hear otherwise from court, also make sure you comply with any orders and to attend all hearings, but to be prepared in case the Courts issue a Stay pending the outcome in the High Court, which could be a lengthy process.

If you have not issued a claim yet then still stick to a timetable as before and issue your claim, as if you leave it until after the High Court Case, you may lose the right to claim some of the older charges under the "Limitations Act".

If your case then happens to be Stayed at least you will have your foot on the ladder.

 

The Test Case if Successful on the substantive issue of fairness will go on to consider issues of limitation and restitution.

the whole of the information can be found under "Consumer Forums" "OFT test case : What this means for you. ;) ;) hope this helps . Junkimunki xx

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6 threads merged. Please stick to one thread.

 

Maggie, despite the OFT test case, you must carry on preparing for court. Have all of your questions been answered now, and have you got everything you need for your bundle?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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6 threads merged. Please stick to one thread.

 

Maggie, despite the OFT test case, you must carry on preparing for court. Have all of your questions been answered now, and have you got everything you need for your bundle?

Hello caro.I am stressing a bit.,Not to sure what i need.I have downloaded.Bookworms.court bundle for cag.My letters from bank.My letters i sent.Do i send my statements to court or list of charges? Thats all i have really.Not to sure what else to do.Mmy court cases is 15 August so i have to send all my things off to bank/court before wednesday.I have asked a couple of times for help but got no reply.How do i send it off in a folder?
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