Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Don't read horror stories online as they will mostly give you a pessimistic outlook.   With tax credits, if you fail to report changes, once you get around to report the changes, they will calculate the overpayment. They will then send you a letter confirming how much you owed.  The letter will ask you to phone them to discuss repayment options and you just go through all of your current information to work out the best way forward. Usually, you just enter into an arrangement to make affordable repayments over a long period, if the amount is quite large.   So please do not worry.  The situation is not as bad as you currently think. There are thousands of other people who go through the same process every year.  This is a failure to manage your administration and not anything which would mean any action apart from repaying the overpaid amount.
    • You won't go to jail. Of course lots of questions are going to be asked – but the very best thing you can do is to contact them on Monday and be completely open and honest about what has happened. Hopefully other people with greater expertise will come along – but certainly you need to open up completely on Monday and be completely straight dealing
    • hi ya welcome aboard.   1st stop fretting. it really is no big deal.   and no you won't goto prison and no you won't be separated from your daughter nor you grans budgie get hanged.   2nd sTOP reading silly internet horror stories if you read here on CAG you'll find NOT ONE person had any of those happen most simply came to an arrangement.   have a read of these https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=tax credit over payment 2019&oq=tax credit over payment 2019&gs_l=partner-generic.3...18651.20505.1.20835.5.5.0.0.0.0.70.342.5.5.0.gsnos%2Cn%3D13...0.1849j857779j5...1.34.partner-generic..28.0.0.0uw5-28QsxE then comeback with any outstanding issues.   dx  
    • Thank you UncleB I have only realised what is going on in the last few days.  So now confronting the situation  and trying to work out what I need to do urgently.   I get that delay is not my friend. Yes I understand they can proceed in my absence.  So I need to stop that.    They had the ability to ask me where I was and didn't - they started a SD/B process knowingly behind my back so I wouldn't have the opportunity to discuss/challenge etc.   The question is what do I do now? How do I contact them? Do I email the bank and receiver - ask for an update on the sale process and at same time attach a SAR on the basis of getting to the bottom of all the costs and finding out about correct assignment of a loan?  Should I take this opp to also say I now know about the SD?     That it has just been brought to my attention that they have been bizarrely delivering mail to relative without making any attempt to contact me directly by email? Would they now need to serve the SD properly?  And thus I would now have the correct timing to respond - 18 or 21 days ? I am just concerned that they want to by-pass the SD and immediately push ahead with B petition - which would seem unfair advantage to them.   Can they?        
    • docs now redacted properly and file size reduced.   no T&C's and ripped off for useless warranty.   one point : sept 2015 they sold it to lowells now why? you were upto date no arrears. strange. there must be a reason.   i'd send an sar to hitachi now and find that reason poss in the comms log   pers as andy says id ignore them for now   a DCA is NOT A BAILIFF and have no more legal powers than you or i   dx      
  • Our picks

Odd Fellow

It's only £30, but I want it Back! ***WON***

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3945 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Brennan is back in court on 21st May at 10.30am

 

That day can't come quick enough. Good luck to him.


Abbey - Won DPA Claim - Aug 06 and got bailiffs in to recover my court costs of just £30.00

Abbey - Won Charges Refund of £1050 - Nov 06

Egg - Recovered £220 due to Customer Services misinformation - Feb 2007

Nat West - Prelinimary Letter to recover on Credit Card charges £30.00 sent March 2006. £25.40 offered - rejected and the bank reckons that this is it's last word on the matter. We'll see if that's still the case when it reads my N1 form sent recently. It has until the 17th April to respond or the N1 will be submitted.

 

Please check out my web site www.BankChargesScandal.co.uk for Research, Useful links and my story.

Share this post


Link to post
Share on other sites

It's all over.

 

Nat West has given up the fight stating in a letter that although it believes the "particulars of the claim disclose no reasonable grounds or course of action against the bank" it will settle the claim as it is not "commercially viable or cost effective for the bank to defend".

 

This letter was attached to a cheque for a £128.32.

 

However, it also put in a gagging clause. That was removed when I telephoned the bank telling it that I did not accept the terms of settlement.

 

It really is quite absurd that these banks can continue to do this without their shareholders getting quite ****ed off. If it had paid up the £30 that I requested rather than wasting its time (and undoubtedly, its money) then it wouldn't have cost almost £100 more.

 

Still, I guess £100 is nothing to Nat West.... But £100 x 1000 claims (or more) surely can't be ignored....


Abbey - Won DPA Claim - Aug 06 and got bailiffs in to recover my court costs of just £30.00

Abbey - Won Charges Refund of £1050 - Nov 06

Egg - Recovered £220 due to Customer Services misinformation - Feb 2007

Nat West - Prelinimary Letter to recover on Credit Card charges £30.00 sent March 2006. £25.40 offered - rejected and the bank reckons that this is it's last word on the matter. We'll see if that's still the case when it reads my N1 form sent recently. It has until the 17th April to respond or the N1 will be submitted.

 

Please check out my web site www.BankChargesScandal.co.uk for Research, Useful links and my story.

Share this post


Link to post
Share on other sites

Oooooooo mate, CONGRATULATIONS!!!! I honestly can't believe they let you take them to court for £30............... it beggars belief!!!! But at least you've got the cash back now - and good on yer for sticking to yer guns! Hedgey xxx :p


Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Share this post


Link to post
Share on other sites

Congratulations on you enduring marathon. I am holding a cheque now for £20,000 also delivered this morning. So we are both a great example to all you folk out there. Its your money taken unlawfully from your account and you have a legal right to claim it back. No claim to big or to small. ;) So what are you waiting for ?????


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Share this post


Link to post
Share on other sites

£20k? WOW.

 

Good on ya. Invest it wisely.

 

 

Odd


Abbey - Won DPA Claim - Aug 06 and got bailiffs in to recover my court costs of just £30.00

Abbey - Won Charges Refund of £1050 - Nov 06

Egg - Recovered £220 due to Customer Services misinformation - Feb 2007

Nat West - Prelinimary Letter to recover on Credit Card charges £30.00 sent March 2006. £25.40 offered - rejected and the bank reckons that this is it's last word on the matter. We'll see if that's still the case when it reads my N1 form sent recently. It has until the 17th April to respond or the N1 will be submitted.

 

Please check out my web site www.BankChargesScandal.co.uk for Research, Useful links and my story.

Share this post


Link to post
Share on other sites

Thread moved to success forum.


 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

Share this post


Link to post
Share on other sites

umm hi, im not sure if this is a big thing but i think its worth me finding out.

 

i recentley used paypal without knowing i had little money in my account,

 

and have just realised that i went 6 pounds overdrawn and they have just charged me 28 pounds even though i got paid the next day after going overdrawn?. i have a natwest current account.

 

is there anything i can do to get that money back?

 

as im currentley on jobseekers allowance after losing my job and i have little money so 28pounds is alot to me at the moment?

 

thanks for any advice?

 

ta.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...