Givemebackmemoney V Halifax

[givemebackmemoney]

Hello Everyone

 

Thanks to this website I have started our claim against the Halifax, We sent our S.A.R on the 12/12/06 and received 4 full copies of all our statements through the post!!! We calculated that we are owed £2435 from unlawful charges over the last 5 years and so sent our prelim letter on 22/2/07. Im just about send our L.B.A today but have a quick question.

We received a letter last week from Halifax stating that they are 'sorry' to hear about recent complaint and that they have 8 weeks to investigate and respond...Is this right or is it just another delaying tactic?

Also, the L.B.A template starts with the line 'I am very disappointed that you have failed to respond to my letter', in this case they have resonded to our letter so would anyone suggest editing that first line as it may go against us if we did end up in a courtroom??

 

Thanks

 

John

[sea-sidelady]

Hiya,

 

Yes the 8 week letter is just a stalling letter. Ignore it.

 

You just need to tweak the lba.

 

Just put some thing like

 

'I am very disappointed that you have failed to respond in a positive manner to my letter',

 

Also after the lba has been send, a lot of people have been phoning and getting a settlement. It is always worth a try.

[givemebackmemoney]

Thanks for that, am I right i thinking that I dont include any interest charges with my LBA?

[sea-sidelady]

No,

 

That can only be included at the court stage.

[givemebackmemoney]

Thanks for the advice sea-sidelady, I've posted my LBA so now its just the waiting game again...I'll keep you all posted with any developments.