Can anyone give me advice

[Paul Kirby]

Hi,

I'm currently a full-time student without a regular income after my contract expired from my part-time job in January. Recently, I've been charged roughly £80 by halifax over a £10 transaction.

 

It all started when I decided to sell some of my old computer games on ebay (ironically, to raise money). My paypal account has two bank accounts registered to it, my Halifax current account and my old Halifax websaver account. I bought six games up for sale on ebay, which roughly came up with a £10 listing cost, which I thought was going to my current account (which could afford the charge). It turned out, that paypal charged my websaver account, which had about 12p in it as I was intending to close it.

 

Halifax, billed me £40 for this charge, which I feel is an unfair amount. I was unable to get enough money together to get me out of debt, so yesterday they charged me another £30 on top of this.

 

This all seems like a small amount of money compared to everyone else's problems it seems, but to me £70 which I can't pay back due to a lack of a job is a huge amount. I now have 10 days before they can charge me another £30 for not being able to afford this current charge! Do I have a legal leg to stand on, or am I basically out in the cold on this issue?

[alanfromderby]

Have a read through the FAQ's - you can claim back all these charges.

[Paul Kirby]

This topic was closed on 10 March 2019.

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