Jump to content


  • Tweets

  • Posts

    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
    • Sorry, I got confused  Yes, it states all three   Thanks, 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

This Is Vital - Fsa Mass Complaint


Cornucopia
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5886 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Guest Battleaxe

Pers, leave the Bird alone.

 

I need more complaints for the file. C'mon MBNA ers get writing and lets make the post hit the desks with a hard thump.

Link to post
Share on other sites

  • Replies 202
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Guest willowb

Only sending off my SARs today but the ICO must know me by now:D ...complaint will be sent sharpish if they do not comply.

 

Sorry I can't help out guys....good luck with it.

 

Wxxx

Link to post
Share on other sites

Pers, leave the Bird alone.

 

 

....perseus skulks off feeling wrist slapped, dejected and sorry for himself....

 

;)

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Im on it! Will respond by PM later today when I have a few more minutes to sort 'CAG' stuff out :)

 

Thanks Corn

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

Link to post
Share on other sites

oh Pers....no, don't go:( I'll come & cook you dinner (when I've cooked or all the others I've promised);)

 

This will elicit a comment from old Cornypoker - you wait and see!!

 

:):D Thanks darlin!!!!!!!!!!!!!

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

:):D Thanks darlin!!!!!!!!!!!!!

 

:o How could you???!!!!:(

 

And she calls me Cornypoker, how RUDE:mad: :D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

Ah but Corn - you'll always be my first CAG love! You know that! :wink:

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Ah but Corn - you'll always be my first CAG love! You know that! :wink:

 

I'll forgive you this time Pers but if she so much as mentions the words "wilted spinach and leeks", I want to know OK???!!!:D:wink:

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

I'll forgive you this time Pers but if she so much as mentions the words "wilted spinach and leeks", I want to know OK???!!! :wink:

Errrmmm, well, there was this time, at band camp....... :eek:

Hmm... so does Pers know about you and the ongoing relationship with m55??

 

You go & wilt your own spinach and leave mine alone:eek:

 

Bird - by the looks of it-Corn wants one of those monotonous (?spelling) relationships...LOL :-D

 

Blimey ladies, there's enough of me to share---isn't there? ;)

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Errrmmm, well, there was this time, at band camp....... :eek:

 

 

Bird - by the looks of it-Corn wants one of those monotonous (?spelling) relationships...LOL :-D

 

Blimey ladies, there's enough of me to share---isn't there? ;)

 

LOFL!!! I think you meant monogamous........xxxxxx

 

I think the other one is what you end up with after a few years.....:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

OK chaps...enough of this cybersex lark (honestly Perseus you'll need some of those spam-mails I get y'know are you big enough etc).

Anyways I have posted this on the Cabot DCA thread too but I think it may well work as a mass complaint re MBNA. You have to be represented by an organisation or group (I am sure CAG will be acceptable). As far as I can see there are no costs involved and it is directly to the DTi who really haven't been on our radar too much, yet they should be as they administer the laws.

 

http://www.dti.gov.uk/consumers/enforcement/group-claims/index.html

 

I have sent this to BA directly (that's Battleaxe and not British Airways,,,though Lord knows they both are flying) but it would be good to get you all to read it and post comments. In the meantime I will email the named contact in the information.

  • Haha 1
Link to post
Share on other sites

Well found Rhia. That's extremely intersting. And I think it may well give rise to a lot of discussion on this and other threads. Definitely a tip of the scales for you. (Although you did put a stop to my afternoon's excitement:D )

Link to post
Share on other sites

Hi All, Have just started to write to all credit card companies and my bank. MBNA are the one I want an explaination from as they offered no support or relief when I lost my job and I was hit constantly with late fees etc which all mounted up...

Keep up the good work. As I said earlier, just started on this so I'll keep all informed of progress.

Link to post
Share on other sites

HI Energiser

Good to hear someone else taking on the mighty banks...

 

All the best, hope you get a good response.

Perseus

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Link to post
Share on other sites

OK chaps...enough of this cybersex lark (honestly Perseus you'll need some of those spam-mails I get y'know are you big enough etc).

Anyways I have posted this on the Cabot DCA thread too but I think it may well work as a mass complaint re MBNA. You have to be represented by an organisation or group (I am sure CAG will be acceptable). As far as I can see there are no costs involved and it is directly to the DTi who really haven't been on our radar too much, yet they should be as they administer the laws.

 

http://www.dti.gov.uk/consumers/enforcement/group-claims/index.html

 

I have sent this to BA directly (that's Battleaxe and not British Airways,,,though Lord knows they both are flying) but it would be good to get you all to read it and post comments. In the meantime I will email the named contact in the information.

 

I quite agree, this thread is really important. It about trying to bring mbna to its knees:eek:

 

Battleaxe I have e-mailed you my complaint it there is a problem with it let me know please.

 

I am stick of their bullying tactics, one Irish male caller I had tonight has threaten personally to ensure that they put a charging order on my house. I think he took great offense when I refused to give him any more money, so would get commission. and told him that I did not care if they:evil: default me and sell the debt.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

Link to post
Share on other sites

I quite agree, this thread is really important. It about trying to bring mbna to its knees:eek:

 

Battleaxe I have e-mailed you my complaint it there is a problem with it let me know please.

 

I am stick of their bullying tactics, one Irish male caller I had tonight has threaten personally to ensure that they put a charging order on my house. I think he took great offense when I refused to give him any more money, so would get commission. and told him that I did not care if they:evil: default me and sell the debt.

 

Good God, they really are shysters!

 

I am all for bringing MBNA to it's scabby knees as you all know, Rhia have you started a thread for this, I think it's a fantastic idea. Johnny (Progenic) and I are investigating the possibility of class action, I wonder if this would be a more viable alternative and could we arouse press interest?

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

Good God, they really are shysters!

 

I am all for bringing MBNA to it's scabby knees as you all know, Rhia have you started a thread for this, I think it's a fantastic idea. Johnny (Progenic) and I are investigating the possibility of class action, I wonder if this would be a more viable alternative and could we arouse press interest?

Would you Clarify your last statement, just for the amusement of others please

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

Link to post
Share on other sites

Would you Clarify your last statement, just for the amusement of others please

 

Clarify it?:confused:

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...