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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Tobes v Barclaycard

Tobes

By Tobes
in Barclaycard

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Tobes

Tobes

Posted
Posted

Hi - do you guys know as to whether BCard cancels your account if you claim?

 

I have an old settled account paid to a debt agency, which included charges.

 

I now have a new account in good standing...If I request just the charges back on the old account, can anyone speak of behaviour that could indicate that they might close down my current card?

 

Cheers!

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Guest Lueeze

Guest Lueeze

Posted
Posted

Its unlikely, however we cannot promise anything, but I doubt it very much as they are 2 different accounts.

 

Good Luck

 

Lou x

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Tobes

Tobes

Posted
  • Author
Posted

ok, instead of a DPA, I sent off a letter requesting a refund of an ESTIMATE of charges - the account is closed and I am pre-empting their microfiche response by adapting Bookworm's letter about creating an estimate due to lack of information. If asked why I didn' do a DPA I can hopefully rely on the kindness and solidarity of others to prove that Barclays would have refused my request!

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jonni2bad

jonni2bad

Posted
Posted

Personally, that doesn't sound like a strong arguement - remember this could reach court!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Tobes

Tobes

Posted
  • Author
Posted

ok, I respect your opinion, but if it is their policy to refuse to disclose the info., bearing in mind ALL my info is before 2004, I would have to to do a DPA, wait for the refusal, then possibly take them to court under the DPA, then maybe win and get the data, then request the refund, then maybe take them to court again...I'm going to try it this way, see what their reaction is, then I can always do the DPA thing anyway.

 

Thoughts?

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jonni2bad

jonni2bad

Posted
Posted
if it is their policy to refuse to disclose the info...Thoughts?

 

Well, I can only say I doubt you would prove it is their policy not to provide - it's more a case of them trying their best to wriggle out as early as possible.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Tobes

Tobes

Posted
  • Author
Posted
Well, I can only say I doubt you would prove it is their policy not to provide - it's more a case of them trying their best to wriggle out as early as possible.

 

 

Well aren't there umpteen letters received by people stating that they will not disclose data under the DPA before ~May 2004 because it is not covered by the DPA?

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jonni2bad

jonni2bad

Posted
Posted

Yes, and I'm not trying to be silly about this, honest, but actions like that do not mean policy - there would have to be proof that they will not, under any circumstances, supply info under the DPA.

 

I can only offer advice - and it would be to follow the proceedure shown on the site. Dave and BankFodder have gone to considerable length to guide us all, and cost too, but nobody can force your hand..

 

Best of luck

John

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 4 weeks later...
Tobes

Tobes

Posted
  • Author
Posted

Guys,

 

Do you think there is a case to go to court to force Barclaycard to supply transactions prior to 2004 despite the microfiche argument?

 

If there is, because banks have to hold data for how many years or whatever, I would be willing to test the claim in court, because they're ****ing me off and I don't mind losing the money...So what's the verdict? :D

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Tobes

Tobes

Posted
  • Author
Posted

ahh ok I hadn't noticed that anyone had actually gone to court! :rolleyes:

 

EDIT: err can't find any of those people... lol

and no mention of any claims settled in the litigation concluded section...am i being dumb?

 

Has anyone won and received statements/transactions?

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alanfromderby

alanfromderby

Posted
Posted

I have two DPA claims in process at the moment - one has caused the defendant to agree to explore a negotiated settlement of the WHOLE matter. The other has produced the documents, although I am still unsure if this is a coincidence.

 

However, I would suggest a look at seminole's thread at the top of the Abbey forum - they have just filed an admission of guilt....sorry, a defence, to his claim!!

 

The text of the defence is worth reading, as it gives a full explanation of how microfiche data is retrieved.

 

 

 

 

 

 

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Tobes

Tobes

Posted
  • Author
Posted

Thank you very much Alan, I appreciate your post.

 

Is there a draft of a microfiche-related DPA claim or would I have to ask someone specifically very very nicely to see if I could per chance look at theirs?

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  • 3 weeks later...
Tobes

Tobes

Posted
  • Author
Posted

Not sure if this is news or not, I know it's been reported, but now it's official, just got a letter from Barclaycard reducing all of their charges in their T & Cs to £12.

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  • 12 years later...
Tobes

Tobes

Posted
  • Author
Posted

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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at the bottom of one of the posts.

 

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Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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