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    • The NTK is pretty good at complying with the Act  as is the Notice to Driver so no help there. I seem to remember OPS getting hammered by a Judge [in brighton I think] so they seem to have tightened po their act since. The organ grinder is the MA and the monkey is OPS.
    • @jk2054 and @BankFodder - Your feedbacks in posts #199 and #202 have been incorporated into the attached WS. As usual, amends are in blue in this draft. Based on other WS drafts I've seen where the issues in dispute are part of the WS, I built my first draft WS in the same format and hadn't seen it to be an issue before. You will notice that the 'witness statement' has been replaced with 'Claimant's Statement' so that issues in dispute does not need to be on a separate page before the WS. This is especially given the work that has gone in to reduce the size of the WS to 8 pages. Also thanks for the suggestions re: confidentiality - I agree with your views and will stand firm on this if a condition of confidentiality is brought up. I have not been approached by Evri on this forum or by email. I haven't yet had success in paying the hearing fee. I am calling the court as often as I can (during work breaks/lunch etc.) and have sent 2 emails to the court requesting a call back. If i don't have any success by the end of this week, I'll send another email chasing for a call back. @BankFodder - Also attached is an invoice from Packlink which shows that I was charged by Packlink for these services: "drop-off at EVRi - Next day delivery" and "Proof of Delivery". It also has the payer's address and there are "Origin" and "Destination" fields which have the postcode of the sender and the recipient (I have redacted personal details in the attached invoice).  I am already including this in my evidence bundle (without the redaction) but wanted to share this redacted version so that other people can consider this as example in their bundle of Packlink and Evri's contract being instigated by the sender of the parcel who has paid for the service, and further shows that there is information in the invoice to identify that a third party beneficiary (sender / recipient) is present in the contract between Packlink and Evri. If this invoice is no good, then please let me know / delete it from this post. Draft - Witness Statement and Court Bundle redacted.pdf Packlink invoice - REDACTED.pdf
    • It can be frustrating when clients fail to pay for services or products rendered, ignore payment reminders, or claim an inability to pay. How quick do you pass to a Debt Collection Agency like www.corporatedebtrecovery.co.uk 
    • The Court s pretty informal. The Judge [who you call "Judge" rather than Sir or madam] will not be wearing a wig and gown just a suit and it is advisable that you do the same and a tie. Other than that the Judge will do most of the talking .If they haven't received a WS from the scrotes either the case will probably be thrown out straight away. Usually the Judge will ask their lawyer a number of questions then ask for your take on things and then the case will be decided.  UKPC 0 Mystic Bertie 5. Then ask for your expenses time off work [if not being paid by your company while in Court, travelling and parking costs and occasionally they will allow something like 5 hours research at I think £8 per hour. Later celebrate and post us the result and how much fun it was. You will wonder  why you worried about it so much. Next time will be much easier.🙂
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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help with capital one/Lowell Please


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Hi i have an old account with capital one which they have now sold onto Lowell the account is at £2534.17 but if i take all the charges off that capital one has charged me it comes to £2071.81. I spoke to capital one about refunding the charges back to me but they said its nothing to do with them now and i would need to speak to Lowell is this true will i have to contact lowell about refunding my charges or will i send the letter into capital one requesting they refund all the charges back to me? What letter will i send to start with?

Thanks for any help

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do you have all your statements? If not then you need to send an SAR letter requesting them, you will need to include a payment of £10 with it. you should send it to cap one. click the link. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

 

this link will take you to all the letters you will need http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

if you have not already read the FAQ's then you should have a read of them as they will help. http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

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Hi, and welcome to CAG. :)

 

If it's CapOne that applied the charges then it's them who must pay it back.

 

Do the SAR to CapOne with a payment of £10 and also send a CCA request to Lowell with a £1 payment for a copy of your credit agreement. This will keep Lowell off your back while you get your info. from CapOne.

 

Regards, Pam

VITAL - IF YOU HAVE AN ISSUE ABOUT THE INCREASED BAILIFFS' POWERS TO BREAK INTO YOUR HOME AND USE FORCE IN ORDER TO GET YOUR GOODS THEN JOIN THE PETITION HERE:

http://www.consumeractiongroup.c o....l#post53879 9

 

Anyone seeing this who wants to help by copying it to their signature please do.

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Hi i have an old account with capital one which they have now sold onto Lowell the account is at £2534.17 but if i take all the charges off that capital one has charged me it comes to £2071.81. I spoke to capital one about refunding the charges back to me but they said its nothing to do with them now and i would need to speak to Lowell is this true will i have to contact lowell about refunding my charges or will i send the letter into capital one requesting they refund all the charges back to me? What letter will i send to start with?

Thanks for any help

Cap one are talking nonsense, the charges were applied by cap one under the t&c's of their CCA, the fact that they sold the debt has no effect on you reclaiming your charges and they must respond to any letters or court action accordingly, i would also contact lowell to make sure they own the debt and are not just acting on cap ones behalf if they have bought it send a CCA request if they are acting for cap one then whilst the claim for charges is ongoing the debt is disputed and should be returned to capital one to deal with

 

cheers

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