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Mercantile Court 27th March


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Hi

 

My case against Barclays has been transferred to the London Mercantile Court and I have received a directions date of 27th March at 9.30 is anyone else going on that date? I have read some of the threads and spoken to a clerk who confirmed that as an individual it is Barclays responsibility to submit paperwork, I will however need to provide a Case Management Information sheet. I think I have found the pdf form online but it's got guidance notes on it and I don't know how to remove them, can someone tell me if it's the correct form?

 

http://www.dca.gov.uk/civil/procrules_fin/contents/form_section_images/practice_directions/pd59_pdf_eps/pd59_cmis.pdf

Lastly I am claiming for 8% interest (should this still be accumulating ie I should change claim date on spreadsheet?) and court costs but I am lead to believe that I can also charge a fee for time spent on my case, should this be proved ie outlined hours spent on research etc?

 

Sorry for all the q's and thanks in advance for all your help

x

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re the interest it accumulates up until either a judgement is entered or they settle the claim.

 

Re costs you can claim costs based on 9.25 per hour for research etc, and for standard letters i believe its 2/3 for the legal exec rate for your area based on 6 minutes per letter received or sent (the rate in my area is 106 per hour)

 

Then you can claim for disbursements eg copying, postage travel to court.

 

This is set out in CPR 48.6 and other bits of the various court guidance notes.

 

What you need to do is prepare a schedule of your costs up to the court attendance and take it with you if it gets that far. If it does ask the judge if they would consider costs in your favour since the banks have been unreasonable.

 

If the bank settles before the hearing ask for costs again send them a schedule. they will no doubt haggle but since they have failed to enter into sincere negotiations i expect they have forced this court action on you and you are entitled to recover your costs.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Thanks everyone for your help with this I have drawn up my CMI with the help of J. Barton1's posting and will send it out to both Barclays and London Mercantile court today. Barclays so far have been totally uncommunicative despite numerous attempts to contact them by both post and telephone hopefully this will force their hand into speaking to me.

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Hi Laura,

 

I am also at London Mercantile @ 9:30 on 27th March. However I will be travelling down from the highlands of Scotland. I do hope that Abbey will pay my travel expenses as it will not be cheap!!

 

Is it a directions hearing that you have to attend as my case has just been transferred there?

 

Likewise ShAbbey have also been totally uncommunicative despite numerous attempts to contact them.

 

What should I expect in the hearing? Whats the best way to prepare?

 

I noticed you have drawn up a CMI with j.barton posting do you have the link?

 

Thanks in advance.

 

RRFCFAN

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All those claimants wanting to copy the CPR 59 Case Management CMI sheet, see the thread 'Mercantile Court Guide' at the top of this forum (in that thread skip post No.1 and go to post No.3 by me) .

 

Also see the thread 'Mercantile Hearing 20th Feb'. Read postings dated 9th and 10th February in that thread. I have repeated the CMI info there and J Barton has given a set of example answers, further clarified by me.

 

To RRFCFAN,

 

See the various threads regarding Mercantile Hearings and Directions Hearings in this forum. Many cases get settled in the days leading up to the Hearing, only a very few seem to actually go as far as the Hearing.

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Thanks Calculator for this information. :D ,

 

I have filled in the CMI sheet and have faxed it to the Mercantile Court. I will send copy to Abbey Legal Dept.

 

I guess when Abbey receive this they will know I mean business. Should I be expecting a settlement prior to the hearing or at the 11th Hour?.

 

I wouldn't mind a day out in London if Abbey are going to pay my travel costs.

 

Has anybody successfully attended a hearing with the Bank?

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RRFCFAN

 

From what has happened previously there is certainly a chance of an 11th hour settlement. There is nothing to stop you contacting the defendant before you travel just to make sure they are in the picture and aware of what your costs will be.

 

The other thing that you should do is to contact the Court and explain to them the distance factor and see if you are definitely required to attend!

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Hi rrfcran,

 

When my Shabbey claim was transfered to the Merc in 24th Jan, I contacted the Shabbey Legal Dept 3 days before (I think) and they seemed to be waiting for the call.

 

Settlement of the full claim + costs was made 45 mins after the call.

 

You could try this number, it was Direct line to Inga, Abbey Legal dept on 020 7756 4332 and spoke to a Inga Kirkman (I think thats her name).

 

Best of Luck

 

BB

Any advise offered is my own opinion, and if in doubt, always seek clarification.

[

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I keep calling Barclays Head Office but to no avail as yet, I get transferred to Adrian Ruffhead but it's straight to answerphone and despite leaving a message he doesn't get back to me. To be honest I'm starting to get stressed as court is on Tuesday morning which means time off work etc, also should I bring a bulk or anything else to the hearing? The clerk at the court said I only needed to provide CMIS as Barclays must provide the rest but I'm not sure if to bring it in case the Judge wants to see it.

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Hi Laura,

 

I have not had the pleasure of annoying Barclays but I know someone who has. She has the numbers for Legal bods there so I have asked her to have a look and let you have them.

 

Hope it helps.

 

BB

Any advise offered is my own opinion, and if in doubt, always seek clarification.

[

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Hi Laura,

 

I have a main number 0207 116 1000 which you can call and ask for either:

 

Paul Quinn - legal bod

 

Tom Hickey - another legal bod...try his direct line too. 0207 116 4523

 

I hope this helps :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi All

 

Right after refusing to answer any calls I got an answerphone message from Paul Quinn on 23/03/07 offering me a settlement in full, I have tried to return the call but surprsie, surprise it goes straight to answerphone therefore I am going to have to wait until Monday (day before case) to discuss the settlement. Yes this is good to finally get things moving but this morning I received a letter offering me the orginal ammount which was the interest at the start of the claim in November, Paul has also ignored the litigant fees set out in my CMIS form. I'm going to try and negotiate these on Monday, any advice on strengthening my arguement? This also may be nothing but I received the letter today 24/03/07 and the envelope is stamped 1st class mail funny then that the date of the offer letter is the 9th March hmmm.

Thanks for all your help people, end in near!

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That's good to hear, it is practically in the bag - Just stick to your guns when you call them on Monday (if they don't first) and just make sure they don't fob you off with anything less than the full amount right down to the last penny. Have this full amount in front of you making sure you've included everything (interest, daily interest, fees etc) and say that you will settle at this amount or you will see them in court tomorrow. They will agree the full amount, they won't faff around because they will not want to see you in court. Also ask them to make the payment into your account that day, so that you can fax the court in time to let them know you won't be attending the hearing.

 

Good luck and look forward to seeing your 'won' post on Monday :)

  • Haha 1

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi All

 

I'm going to try and negotiate these on Monday, any advice on strengthening my arguement?

 

Yes.

 

Don't "negotiate".

 

It's YOUR claim, if they want to settle, they pay 100%, including interest up to date, court fee, AQ fee, no confidentiality clause, and you want the money in your account before you'll even consider telling the judge they've settled. In fact, have a read of a few settled Mercantile cases, I'm pretty sure that you can get them to pay your costs as well.

 

It's only a matter of keeping your nerve and not blink first. You can do it.

 

Listen to me: Every single claimant who has held out to Barclays has got every penny back. Every single one of them. No reason why you should be any different.

 

Now breathe. You're going to be OK. :-)

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I would advise anyone involved in this to attend. It is not essential but it shows the banks and the judge that you are a serious litigant. You will be able to claim your reasonable costs of travel from the bank.

 

Don't worry about phone calls etc from the bank. If they want to settle then they can write to you.

You are entitled to hold out for unconditional 100% satisfaction of your claim.

 

Everyone is talking about costs here but what track is the claim on?

 

I have been to one mercantile hearing where the judge made a small claims track order. This means no costs for either side - other than reasonable expenses.

 

If you are claiming costs then you need to keep a very detailed schedule of everything you have spent and time you have put in over the months - including time spent on-line reading, letter preparation etc. For every letter you have written it is reasonable to put down 1 hour. Inlcude time spent on the phone etc.

 

List it all in a detailed spreadsheet and keep it up to date.

I have seen Abbey pay out a huge claim and then nit pick over a few hundred in costs. They are such fools.

 

For the moment you wil not need to worry about costs or extra interest etc.

Go the court with your complete file and blank paper to take good notes.

 

Make sure that you take our proposed order fro directions.

 

Warn the judge that you would like to present video evidence in court as if it ever goes to court then you should play extracts of the Whistleblower programme. You will point to the Yorkshire bank costing system and explain that it is inconceivable that the bigger banks don't have exactly the same systems in their organisations.

 

The most important this is to get the disclosure order.

 

If you are contacted by the bank about settlement. If they offer 100% of your claim unconditionally then you must accept. They will not have calculated interest until that point so interest is a "given". You don't need to agree the figgure then and there. Just get the to confirm that it will be plus interest which you will calculate. If they don't say an unequivocal yes then tell them to go away until they agree.

Tell them that you want it in wirting because you have seen Whistleblower and you don't trust them.

If it has been fast tracked then simply say yes to their offer - but that you will be calculating your costs and you will let them know what they are. If they try to get you into a fixed figure then refuse and tell that you will do it your way - not theirs.

If they refuse then you tell them that you are proceeding with the case until they give you an unequivocal agreement.

You can remind that that they got themselves into the mess and so they shouldn't try to do you any favours.

Don't pussyfoot with them. You have seen the programme. They operate within a dishonest selling culture. Don't start trusting them at the last moment.

 

Look beyond the lace bonnet and the ruff collar. It's not grandma!

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Agh can someone help me please?! I have spoken to Paul Quinn today and he is refusing to pay my fees for being a litigant in person. He says that under CPR 27 Barclays does not have pay my fees even though these were outlined in my CMIS form. Although I pointed out that I am eligible as a litigant in person to charge £9.25per/hr for time and effort in this case and the court clerk also said this, I am concerned I sounded a bit stumbley and didn't back my arguement up very well. I said I will call him back soon and he said he will advise the court that I have hindered a settlement should I refuse? I don't really want to go to court should I back down?

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Jon/anyone else

 

Don't know if you can point me to the right bit of the CPR for costs in mercantile court, I couldn't find any mention of costs in this context. I'm sure its their but for the future id like to know where it is if possible.

 

Its also a point worth noting, if anyone has 27.14 quoted to them again that under CPR 27 the court has the power to award costs against a party who behaves unreasonably in any track of court INCLUDING SMALL CLAIMS COURT. The banks and CC companies would do well to remember that.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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