A&L Settled

[Kerry Whittington]

I have today received the Acknowledgement of Service from the Court. A&L intend to defend all of the claim (we are claiming around £2,900!). Now I am scared!!!

[dave]

Not as scared as them!! ;-)

 

My guess is that you'll get a letter from their solicitor offering a % of your claim - refuse it and you'll get the lot.

 

They may enter a defence to the court first to try to scare you off - remember - you have nothing to lose apart from the court costs - IF you lose, which I don't think you will. You are suing them, not the other way around - you have nothing to be scared of. They are just seeing how far you will take it. It's probably cost effective for them to do this - for every 1 that takes it all the way, there's probably 9 that would have gotten scared and walked away from it.

 

It's my opinion that they know that they will lose in court - that's the last thing they want.

 

Do you really think that a firm with £2 billion in it's cheque clearing account at any one time is going to take that risk for a paltry 3k?

 

I don't.

[moonrakerz]

I have today received the Acknowledgement of Service from the Court. A&L intend to defend all of the claim (we are claiming around £2,900!). Now I am scared!!!

 

Don't worry - they did that to me - then sent me a cherque for the full amount and costs !

[Neo]

Now I am scared!!!

 

and that's what they want

[Kerry Whittington]

My DPA request was sent to A&L on 12 March. They responded very quickly (but charged me £10 the privilige!) I received their standard letters in response to my request for money (ie no!) I started legal proceedings on 8 May. To my horror A&L said they were going to defend the claim. I must admit I then got scared and dreaded the postman arriving each day. But it was all worth it - this morning I received a cheque for £2,750. Obviously A&L are not admitting liability and have said they will be in touch regarding my conduct of the account! My kids are happy writing lists on how it will be spent. And now I can afford to start legal proceedings against HSBC as well.

 

If A&L will settle for this amount there is hope for a lot of people.

 

So take my advice and go for it - you have nothing to loose.

 

Good luck

[jonni2bad]

Congratulations !!!!!

 

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[caro]

Great news Kerry. Never mind the kids you did the work so you should get the treats, along with a donation for BAG maybe.

 

Looks like you might need your parachute account and make sure your overdraft is cleared if McUth's experience is anything to go by.

 

But in the mean time, enjoy! You deserve it.

[mcuth]

Congratulations Kerry :) :)

 

Cheers

 

Michael

[Kirstykbart]

congratulations - apart from the DPa almost exactly the same as my case. Submitted on the same day, acknowledged and we got our cheque today too! Enjoy spending it all

[GSMGuy]

Well done you two!

 

Mike

[Kerry Whittington]

In anticipation of my next nice letter from A&L telling me they will close my account, I will open another one. Will the issue with A&L cause me problems opening an account with anyone else? The claim was on our joint account but my husband's personal account is also with them - will they want to close his account as well?

[saddler10]

Well done Kerry. My claim is issued so this gives me hope that my cheque's not too far away!

 

Cheers, Paul

[Kerry Whittington]

This topic was closed on 10 March 2019.

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