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Halifax customers - what do they charge you?

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Needed for research asap.....


Any and all current charges please, post below


Many thanks :grin:




Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



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£39 for bounced cheque/dd/standing orders.



Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.


All in all, quite busy at the moment and enjoying every minute of it




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My most regular one was £39



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Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Various amounts some £20, £30, £28, £35 and £39 no idea why they were all so different the staements just say charges as notified, and I havent kept the letters that were sent previously.


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Yep, just like the others, £39 ;)

Tippety toeing where angels fear to tread .... :o


Hey and I thought of that all by my lonesome :cool:


1st Data Protection Act letter Halifax - 30th Sept 2006


Non compliance letter sent 23rd November 2006 :mad:


Preliminary request for repayment sent 11th Dec 06


Reply from the Halifax stating that they're investigating my concerns!!!.... Rec 15th Dec 06


LBA sent 30th December 2006 :mad:


Offer from Halifax of £814.00 - 5th January 2007


Rejection of Settlement Offer - 6th January 2007 ;)


Papers filed at Court - 29th January 2007


:) Settled in Full, 16th March, 2007

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Up to july 2003, the charge was £20 which would be deducted at the end of the the next month, fairer than current practice!

From Aug 2003 Paid item = £20, unpaid item £30 taken 7 days from default, From July 04 Paid item = £30, unpaid = £35, from approx Oct 2005 unpaid item = £39

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