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Class action?


harathoi
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I know these work in the US> but how about in the UK, do we have any class (grouped) action currently?

 

 

I am assuming that the 1999 consumer laws were brought in as a result of EU intervention in consumer law, possibly it would be to take this further than the small claims courts, i am thinking high or even european courts.

I like this site because of the following:

 

Halifax: Settled in full (£898.00 out of court)

Abbey: Various charges refunded totalling approx £600.00

Homebase: Consumer issue sorted - found all info here before even asking.

Travian games: in progress (started 22-09-07)

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  • 2 weeks later...

Thanks for your replies. My understanding of a CA is when a group of people unite to bring the same action against a business, rather than one individually taking on a complete sector in industry(in this case banks).

 

For those of us who have an A+L credit card, I am advised that it is, in fact, owned by MBNA. Which i guess means it falls as much under US legislation as it does UK. For all I know, these charges may be perfectly legal in the US, but like the rest of us on this and similar sites, I would agree with everyones general understanding of SI2083,which is that in the UK, they are illegal.Roll on Judgement Day!

 

(perhaps as and when the moderators have a moment, they might like to comment on the above point? Ta.) x

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It may be owned by MBNA but as contracts were signed in England/Scotland they ar subject to English/Scots Law.

 

To be pedantic the charges are not illegal they are unlawful. There is a difference.

The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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Thanks for that distinction, Eric the Red and RichardC..appreciated. I had used the word illegal as it had been used by others who would appear to me to be far more knowlegeable than me on this matter.However,if the banks are aware that this practise is unlawful, and they continue to chase me for money I dont owe them, can this be construed as harrassment under the 1997 Prevention of Harrassment Act, and if so, are their actions therefore illegal, as opposed to unlawful? Thanks for your advice both of you, I am very grateful.

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  • 12 years later...

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I like this site because of the following:

 

Halifax: Settled in full (£898.00 out of court)

Abbey: Various charges refunded totalling approx £600.00

Homebase: Consumer issue sorted - found all info here before even asking.

Travian games: in progress (started 22-09-07)

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Share on other sites

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Thanks

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