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Gallen vs Lloyds TSB - Part2

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I am just picking up where I left off last year - After receiving the DPA SAR information ...then incurring more charges upon more charges due to my financial situation :(


I am just about to use the Spreadsheet calculator (I have not yet opened it so I am unsure exactly what it entails), but it feels good to be back on board - and I'm just posting this thread as a refresher.





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