Jump to content


  • Tweets

  • Posts

    • The 1st 2 calls were the normal scam calls. get a truecall box   the PDC stuff you ignore their letter States our client three whom if you wanted too you deal with directly.   Until/unless whenever it gets sold on too and they eventually send a letter of claim you maintain radio silence    
    • hi all. bit of advice please. I had a Three contract up until November last year. At £11pcm for 24mths. Paid every month on time via their online portal. When I ported over, I received a letter from Three thanking me for being a customer blah blah blah.. It also said IF I owed anything a final bill will be sent. No final bill ever received - I get a phone call around the first week in December form an Indian sounding man who was extremly difficult to understand. Said he was calling from Three, and wanted me to confirm my details - something of which I didnt as something didnt sit right. He said I could log into my account and review my bill as I owed money and then hung up. After the call I thought I'd best log into my account just in case.  Couldnt log in. Account access denied. Logged on to chat - they said as I ported over and I was no longer a customer my access was suspended. Couple of weeks later I had another call from a local area number and answered again it was some Indian guy telling me I owed money, wanting me to confirm details. I refused and he said details will be sent out to me to my email on account and my home address as it was important. Once again nothing.. 15th Dec I received an email from PastDue in my name RE Three. Email stated they were contacting me about Three an I should receive a letter soon regards to this matter. Says about visiting their website.  22nd Jan another email form Pastdue. Stating they have yet to receive a response to the letter, and they had already sent me an email about this. We will continue to contact you until this matter is resolved. Again asks me to login. 23rd Jan letter received dated 13th Jan. Titled "We are here to help keep your Three Services"  Claiming I owed "Airetime Balance £201.43" and contract period was 26/11/2019 to 25/11/2020 States "We have been appointed by Three to recover the amount of £201.43. If you pay this amount in full Three may be able to waive the cancellation fee and reconnect their service for you" - what cancellation fee / re connection??? I ended the contract giving the 30days notice and paying the last bill.. Then the normal crap about its important to pay. If I'm experiencing difficulties etc. Now both December and  January Credit reports from ClearScore, Credit Karma, Credit Expert, Totally Money and Equifax all show Three as Closed and balance as Zero. (Date Satisfied /closed 17th Nov, bal 0, last updated 30th Nov) I've had nothing from Three. As far as I'm concerned I owe nothing as no final bill and no access to the portal. Should I email PastDue and do a prove it & attach proof of Credit Reports being £0 or do I do something else?  
    • Hi she did say she was cancelling and returned the equipment. It looks like they put her on a rolling contract for 24 months when she phoned before trying to reduce her payments as they kept going up. I know Sky haven't done that to me. She didn't see that email as she's had lots of stressful situations. No.letter in post or when she originally phoned about reducing her bill well over £100 they didn't tell her about this contract. Like you say there should be recordings. BT mobile contract is separate to broadband and the cancellation fee is for the broadband. They have blocked her mobile so she can't use it and that is a contract. She is phoning CAB in the morning and checking through her paperwork. I'm quite happy with Sky as they tell you upfront what is happening and have never rolled over my contract. Thanks for taking time to reply it is much appreciated. 
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

dvdmonster vs hsbc


Please note that this topic has not had any new posts for the last 5188 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

took the dpa letter to the local alliance and leicester yesterday for my wife-no problem.

they accepted it and said yes we know where it should go to here's a receipt-all fine and dandy.

 

right then this should be easy.

 

goto to the local HSBC with my letter(couldn't find details of their dpc so just wrote to hsbc data ptotection commissioner on the envelope)

 

women behind the counter claimed ignorance

 

"never heard of it-i've been working for hsbc for 30 years can't help you."

 

told her they might be called the data protection officer and she decided to have a look on her computer.

 

"sorry we can't accept the letter,the only contact details we have is an email address or fax and we don't have those facilities here"

 

yeah right-so i said could i speak to the manager about this so she wandered off,came back 10 minutes later and said:

 

"he hasn't heard of them either but we'll take the letter and hope it gets to the right department"

 

can i have a receipt for the letter

 

"no"

 

then i can i have your details and the managers details as you have refused to give a receipt the letter

 

wanders off comes back a few minutes later and gets my details and contact number then finally gives me a receipt for the letter.

 

 

now either she didn't have a clue who what why when etc or i get the feeling i was being messed about.

she kept on asking why i wanted it,what was in the envelope etc etc-all to which i replied it was a personal confidential matter.

can i fax the contents,no it contains a letter a cheque i though you said you didn't have fax facilities.

 

i get a horrible feeling i won't be getting this dealt with in 40 days!!

Link to post
Share on other sites

you have a receipt for the letter, so don't accept any delaying tactics. If is isn't dealt with within 40 days, make a complaint ot the IC.

... a little

Mahala is a powerful thing ...

 

If you like my advice, please click the scales.

All advice is offered informally. If in any doubt, seek professional advice.

Barclays:claiming £908. Defence filed

Simply Be: settled in full

Abbey: Claim issued for DPA compliance order

GE Capital: Claim issued for DPA compliance order

Aktiv Kapital: Failed to comply with CCA disclosure. Debt unenforceable.

If this site has helped you, please make a donation to help keep it going.

Link to post
Share on other sites
  • 2 weeks later...

may 26th received a reply already and the return of my cheque :D

 

we will forward you copies of the statements etc etc in batches etc etc

 

at the bottom of the letter there was a comment which i belive they have put there to actually justify why they make high charges.

 

"although many of our systems are automated,a "manual intervention" by HSBC staff may be required in a variety of situations including;account opening,dealing with corrspondence or telephone calls,when deposits or withdrawals are made of the counter at our branches and from time to time during account administration."

 

so without me even mentioning making a claim they are saying that i may not relaise how much it costs them-oh dear i suppose i feel sorry for them now and don't think i will continue with my claim!!

Link to post
Share on other sites
may 26th received a reply already and the return of my cheque :D

 

we will forward you copies of the statements etc etc in batches etc etc

 

at the bottom of the letter there was a comment which i belive they have put there to actually justify why they make high charges.

 

"although many of our systems are automated,a "manual intervention" by HSBC staff may be required in a variety of situations including;account opening,dealing with corrspondence or telephone calls,when deposits or withdrawals are made of the counter at our branches and from time to time during account administration."

 

so without me even mentioning making a claim they are saying that i may not relaise how much it costs them-oh dear i suppose i feel sorry for them now and don't think i will continue with my claim!!

 

 

lol :D , yeah right

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

Link to post
Share on other sites
  • 2 weeks later...
but who did you address the rquest letter to?

a certain person or just the manager

I sent mine to the manager of my local branch. Got his name from the telephone customer service line. If you are calling the service line remember youdon't have to use the 0870 number, but use http://www.saynoto0870.co.uk/ to find the geographic number.

 

Neil.

Link to post
Share on other sites

and the second request? dont forget, no 8% unless you submit a court claim ;)

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

Link to post
Share on other sites
  • 3 weeks later...

nointch

today was day 15 so ready to raise hell until mr postman arrived.

 

blah blah blah it would be too difficult for us in lost management hours and court case we wish to offer you £1040

 

woohoooo methinks i'll accept hat-i only lost £127 out of it unless i wanna be stubborn.

 

the letter i got to return and accept didn't have the confidentiality clause just a simple i accept.

perhaps they are getting fed up wasting time and just forking out?

 

 

wicked

Link to post
Share on other sites

nice one there, congratulations

 

(usual , please do survey and possibly donation? ta)

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

Link to post
Share on other sites
  • 4 months later...
  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Link to post
Share on other sites

Please note that this topic has not had any new posts for the last 5188 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...