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    • OK.  So you lent your car to a friend in 2019 and he racked up three parking tickets that he tells you he didn't know anything about(!).  You were the registered keeper (RK) at the time at your family address, but you got chucked out and could not change your RK address with DVLA because you were homeless.  You knew nothing about the parking tickets and enforcement action until you got a bailiffs' letter passed on to you.  You made an Out of Time (OOT) application in respect of one PCN but Birmingham CC objected to it and the traffic court rejected your application.  A solicitor helped you make OOTs in respect of the other two PCNs but you don't yet know the outcome of those two applications.   Is that the situation you are in?   dx100uk thinks you can resubmit the application saying your friend was the driver.  I don't think saying that will help as the driver is irrelevant.  It's the owner who is liable to pay the charge and that is the RK (unless the RK is a car hire firm).  I assume you are not a car hire firm so you are stuck with the liability, not the driver.   Whether you actually can resubmit an OOT once one has been rejected I do not know, but why not try.  What did the solicitor put on the applications they helped you with?  Did you not ask their advice about the rejected application while you were with them?  I think you would have to say something to the effect that you never received any paperwork in relation to the PCNs because you had been chucked out of your home and because you were homeless you did not update your address at DVLA.  That is the truth isn't it?  You don't want to lie on the application.   To me that's a good reason for you not doing anything about the PCNs, but I suspect that Birmingham CC will object again and that the traffic court will reject again.  And, as I said above, I don't even know if you can submit a second OOT application in respect of a PCN if the first has been rejected.   So it looks to me like you might be a bit stuck.   Unless dx100uk, or spaceman61, or another poster with expertise in local authority PCNs comes along I'm not sure what you do.   If you get no more helpful suggestions here you could try on National Consumer Service.  If you do go there, do not register with a hotmail address.  You will also need to provide them with a timeline of everything for all the documents you actually have, and you will need all the facts and dates etc at your fingertips.  And make sure they are accurate.   http://forums.National Consumer Service.com/index.php?showforum=30   And get your friend to contribute to paying off the PCNs.  Do you believe he really knew nothing about them?
    • To enjoy the protection offered by s.75 CCA 1974 for a credit card payment, you must pay over £100 and under £30,000 for the goods or service (even if part payment for a larger total amount).
    • Hi Charlie and welcome to CAG   As an Executor, you have a duty to insure the property and tell the currect insurer of the passing of the deceased.   Most insurers will refuse normal contents cover on a house left unoccupied beyond 60 days. So, unoccupied, the home will not be insured against break-in damage, theft, flood, accidental damage, etc.   You may be able to obtain FLEE insurance covering only Fire, Lightening, Explosion and Earthquake. It may cost more than usual contents cover  because the home is unoccupied, even though the level/amount of cover is less than for an occupied home.   As said here already, an Executor would be wise (or indeed have a duty) to remove valuables from the home if you have somewhere safer to store them pending Probate, distribution, sale, etc.   I hope if you can explain the insurance risks to YB and assure him that you are not taking items just for your own benefit, he may see sense.   Please keep us updated ............
    • yours is not the next move   dx  
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jshtr3 v Lloyds TSB **WON** (no, really!)


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I just turn the inside out myself.:D

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Yes, pass me the Mr. Sheen and a duster and I'll be right with you:D How you feeling today? I was very sad when I heard your news before you signed off last night. Felt a bit guilty for being so happy when you'd had a pants day!

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Pen, that would be a neat trick!

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Get it "neat trick" ;)

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Mr Sheen - he sheens and shines in sheconds - what a boy! I am fine about the barky - it was the right decision.......... I don't like to play God. I know he is in a better place today . Thanks for asking.... No smilies to be had - thanks though - much appreciated.:)

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Good to hear you're ok. I thought Mr. sheen shone umpteen things clean, flew and areoplane and looked a bit like a wierd uncle of mine!!! I never polish anything anyway (except my guitars;) )

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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I know nothing about guitars, but Mr Sheen shertainly shined my house yeshterday:)

 

With regards to strange looking uncle jsh3tr - he's related to you - what do you expect????;)

 

Hello Mac - how's your claim?

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After your win, you'll be investing in a Martin I would have thought
I have one already. My next big buy will be a Taylor 815 but I have seen and played a rather nice Guild recently (love the old Americans) but whatever it is it will be a Jumbo! Unfrtunately this win is going on the house though:(

 

he's related to you, what do you expect

 

Only by marriage. Does this mean I'm contagous:eek:

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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No you wouldn't, it's very boring. It involves a girl bogging off with all my money:eek: God I'm a mug sometimes!!!! All that maters now is it's getting fixed. Who knows, I may even have enough left over for a new doorbell for ya, ding dong!!!!!

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Bloody wimmin! Can't wait for me doorbell - doesn'thave to be anything fancy, but I will shertainly make shure I shine it with Mishter Sheen.......:D

 

One question - how did the gaff end up in such a state - did she trash it?

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No, we bought it as a rennovation project and split up half way through the knocking it to bits stage. She took the development money (as well as the shirt off my back and some of my favourite music) and I was left struggling to keep up with the mortgage (new business) and living in a hovell. Bank hit me hard (£750 in 2 months) and thats how I ended up here Things much better now. Work going well and have managed to do bits but couldn't get enough together for the big stuff (windows, doors etc) All good now though. Onwards and upwards:D

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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I'm off to the pub soon, You coming?

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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I'd so love to, but the kids needs looking after and OH would be furious! :( Have a pint for me - you have had a good week all told - time for a celebration methinks!!!:D

 

Please tell me you have put some clothes on..........:p

 

Look out for any goldigging birds!;)

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Yes I have clothes. Went to NEXT sale this morning specially for the occassion. Yes it has been a good week but can't celebrate too much as I have stuff to do tomorow. In Clitheroe :eek: (lovely place from what I remember) so you'll have to drink that pint yourself for now;) Enjoy

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Just been to the bank, Cheque cancelled again. Was showing as cleared yesterday. IS this something to do with the test case?

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Tell me about it! It's also getting expensive as I paid my tax bill yesterday with some of the money!!! I'm now £1400 overdrawn:eek:

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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FFS! I can't believe it!!!!!!!!!!!!!!!!!!!!

 

I am absolutely speechless.................. and that's saying something for me!

 

I really am.................

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The 21 days permitted by law for Lloyds to act following the service of a Statutory Demand has expired and they have failed to apply to have it set aside.

 

The next step is very clear and there really is nothing they can do about it.

 

They have issued three cheques, one of which never even arrived and the two that did have both been dishonoured.

 

I have PM'd you.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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