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    • I told them that it was an accident and that I used the oyster card as my debit card was lost. However, they did an investigation and realised it was not a one off. I have told them how remorseful I feel and how a criminal conviction would result in expulsion from my degree but they still want to take me to court. I have received the court summons letter
    • 20 million quid on just the brokering fee for a crappy deal with the UK public hocked to pay more for PPE - which was probably useless with better and cheaper per item with no 20 million quid fee - available from alibaba Stinks of corruption to me.  
    • Breaking News Biden wins Kennedy family endorsement Fifteen members of the storied Kennedy political family endorsed U.S. President Joe Biden at a Philadelphia campaign event on Thursday, with some joining him onstage, in a rebuke of Robert F. Kennedy Jr's independent bid for the White House. and 30 members in the extended Kennedy family   nytimes.com WWW.NYTIMES.COM Kennedys endorse Biden over their relative RFK Jr WWW.BBC.CO.UK Robert F Kennedy Jr is running for president as an independent - but many family members oppose him. More than a dozen Kennedy family members endorse Biden, snub RFK Jr. | CBC News WWW.CBC.CA President Joe Biden accepted endorsements from at least 15 members of the Kennedy political family during a campaign stop...  
    • Speaking of Frost and Johnson the corrupt liars' grate deal they forced through   Shortages of life saving medicines has become ‘new normal’ for UK after Brexit WWW.INDEPENDENT.CO.UK ‘The medicines supply chain is broken at every level,’ warns Dr Leyla Hannbeck   "Professor Tamara Hervey, of the City Law School, said: “There is nothing inevitable about this ‘new normal’ where Great Britain is isolated in efforts to manage fragilities in global supply of the products and people we need to run the NHS. It is the consequence of policy choices and those could be different.”     Mind you, the private sector is making hays while the NHS is burned. Private health insurance market grows by £385m in a year amid NHS crisis | Private healthcare | The Guardian WWW.THEGUARDIAN.COM Demand for private treatment booms as NHS waiting lists remain long, while more people also sign up for dental cover  
    • That's an idea on Maquarie. On being accountable, you also have to blame Ofwat and possibly the Environment Agency although they've been badly defunded. I put the Frost article up for balance.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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jshtr3 v Lloyds TSB **WON** (no, really!)


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Hi jshtr3,

Just wondering if you've had your cheque yet?

Have been guided to your post as **** had until yesterday to file their AQ on my claim and still haven't today. Court told me that I could drop a letter in on Monday to ask for judgement by default but being advised not to due to the delay in them then paying up. Is this your advice too?

Thanks

Sam

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Calm1 No it's really not a stupid question, thats a large amount your owed and you need to do it properly. I posted on your thread yesterday. Have you written a letter asking for the money back within a timescale. If not do that first. As one of your claims is so high in value you will need to get a high court writ if it gets that far, see this post from HagenUK http://www.consumeractiongroup.co.uk/forum/lloyds-bank/73807-jshtr3-lloyds-tsb-2.html#post839783. That being the case I would have thought you'll end up merging them. Send the letter to Lloyds and [problem] first and then post on your thread or send a private message to Hagen if they dont respond. He seems to have lots of knowledge in this area and I have no experience of the high court process, so it would be the blind leading the blind I'm afraid.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Nestie. No cheque yet but not surprised really. They drag most other stages of the process out so why not the paying up bit? The advice you've been given is correct. Write to them asking to file AQ or you'll apply for default judgement. There's a template in this link http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=13

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Sounds like it's going to become a lot easier with £13k, good luck and let me know how you get on, really would be interested;)

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Update.... No cheque yet, Just spoken to [problem]. Rob said they requested a cheque (not posted as originally stated, lying bunch of croutons) last monday. If no cheque by wednesday suggested I ring back and they'll organise a BACS transfer. Whilst i've been waiting i've managed to get some blood out of a stone and perfected the art of alchemy!!!! How hard can it be sending a cheque from an account with billions of pounds in it????????????????

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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No, they're still playing ping pong with it. Just spoken to them again. Apparantly they are dealing with 300 claims per week. Said "not my problem but the bailif will be your problem soon if I don't get my money" Someone has gone to look for my doccuments and they'll ring back tommorow to sort out bacs transfer. Think if I'd still had an account open with them I'd have been paid by now. Ah well :)

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Yes, the one and only. Don't worry, I will, if the bailif doesn't get there before me that is!!!!!

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Well, it finally arrived this morning, less the £55 for the warrant which "is in the post". I applied for wasted costs last week so we'll see how that goes??? Bottom line is

 

:D :D :D I WON :D :D :D

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Thanks Barty, This site and people like you who work tirelessly and selflessly have enabled me to take control over the financial side of life again. The confidence I've regained by fighting back is priceless and yet everyone here does it for free. Somehow "thak you" doesn't seem to say enough. I'll be donating when the cheque clears.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Cheque for the warrant arrived this morning, that's it. All paid up now. Just have to wait and see if the judge awards wasted costs. :D

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hello everyone. Seems I was a little hasty. Checked my account online just now and the cheque from [problem] has been returned UNPAID. If only swearing were allowed. Any ideas anyone???

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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the cheque from [problem] has been returned UNPAID. If only swearing were allowed.

 

Looks like they may be getting a £35 charge from their bank! HAve you tried to call SC&M to find out what's happening? What were the reasons given for the cheque being returned?

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Didn't give reason just "returned unpaid" Think they've cancelled it at their end. They said last week they were sending another cheque as it was over 3 weeks since they sent the 1st. I rang when I recieved the cheque and asked if I should bank it. They said yes. No one answering the phones now.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Well I would have seriously peed my pants if they had said "insufficient funds" LOL, especially considering all the payouts they are making! I think the three week thing is not that important, unless for accounting purposes, as cheques have a shelf life of 6 months (I think - maybe more). Well, not honouring a cheque and writing it is actually an offence. A friend of mine wrote a final cheque for her wedding dress, tried it on after the last alterations and it turned out that someone had cut 4 inches of the bottom by mistake and sewn it back on. As she was getting married in the moring she had no option but to write the cheque, to at least, have a dress (I assure you it was not cheap!). Anyway, because the wedding dress woman had her over a barrel, she cancelled the cheque. Before she knew it she was arrested and taken down the nick and questioned!!! This was a few years ago, but there is clearly room for recourse - I understand it is fraud, as she had obtained good under false pretence to pay! Your case is slightly different, but I do think that you could do something here. I hope an Eagle sees this and can point you in the right direction. How hilarious to be able to do something to SC&M.

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Thanks for that. Shame about your mates dress. Not too good a start to married life is it? It would be good to get my own back a bit but really all I want is my dosh. I foolishly ordered £600 worth of windows yesterday on the strength of the heque and I've got to find that next week. BUM:mad:

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Just to be a bit pedantic - Yes I have been told that it is illegal to write out a Business cheque which you know will bounce. However, they may have cancelled the cheque their end because they believed it hadn't been delivered.

LTSB are now that busy that they are paying staff overtime to make sure that payments are going out after court orders. I have found out today that even with o/t it is still taking them 4 - 6 weeks to make a payment.

So how many claims are they settling to take this long? :D

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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