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    • Your topic title was altered last June 23 in the interests of the forum Anyway well done on your result..topic title updated.   Andy
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
    • Even on their map on their website, these parking rules encompass the whole pleasure park - there is no dedicated area for permits and another for free parking as stated. royal leisure park praking area map.pdf
    • FINAL UPDATE.  I have not posted as the defence were reading the thread.  An agreement was reached on the day of the hearing.   I am unable to go into detail but for those in this position the forum has been priceless support and advice so thank you all in the site team.   for those going through this, follow the process, ignore intimidating tactics and threats and get to the Judge.  They are very supporting of those self representing.   I note her name has gone from the heading of the thread.  Was this them ?  Thanks again.  
    • I'm not sure what the "appeal" system asked but he said he definitely didn't indicate he was the driver so I'm just going to have to take his word for it. Honestly, I don't think the hirer will contact them. I think my brother will tolerate it. I did have a similar experience with another company 6-7 years ago and sought advice on here then to which you guys told me to ignore, I got the exact same DRP letters and then a "Gladstones Solicitor" letter.  After that nothing happened and it died away. Based on my experience with that I assumed the same would happen here but only asked to see if perhaps anything had changed since then.    Hopefully it doesn't get to court but if it did, I feel like we have enough evidence to sway a judge who probably hates dealing with this type of nonsense anyway. Or maybe I'm too optimistic. 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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jshtr3 v Lloyds TSB **WON** (no, really!)


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HI

 

Got my statements from the "dark horse" and worked out they owed me £1700.00. Sent letter requesting my hard earned back on 3rd March. Recieved what seems like a standard "sorry we're too busy wasting your time to reply properly" letter and a leaflet this morning.

 

Think I'll file it under B for Bite Me! :rolleyes:

 

LBA going out on 19th march.

 

Just as a matter of interest (no pun intended) why don't you ask for the charges plus interest back in the initial letters?

  • Haha 1

Barclays - 2 Accounts - WON

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Talked a friend of mine into claiming back his charges. Started downloading excell charges calculator and noticed on the page the scentence about not including interest on the schedule. As I started this process through MSE I used the calculator on that website for both my claims and subsequently photocopied it for the LBA. Have I made the biggest cock up in the world and how do I sort it ?

Barclays - 2 Accounts - WON

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MSE advise to include the 8% from the start, as a negociating tool to get the bank to pay quicker. ie this is what I'll claim for if I have to file a claim. so why don't you just pay my charges now.

 

CAG does it by the book.

 

You haven't made a cock up, as long as you realise that if the bank offers just your charges before court claim, you must accept and forego the 8%

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Thankyou, didn't fancy starting again. :)

Barclays - 2 Accounts - WON

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Update

Just sent LBA, waiting till 2nd april now!!!! With any luck I'll have my dosh before christmas!!!!;)

Barclays - 2 Accounts - WON

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  • 2 weeks later...

Recieved a response from Lloyds TSB this morning. Seems to be the standard "ours are service charges not penalty charges" thing. Obviously I'm going to stop this process now I know that!!!!!:lol:

About to file my N1 on monday and read a thread where someone had got round the "claim too vague" defence by putting something in the POC's. Does anyone know where or what it was?

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Hi

I think you are getting mixed up with filing by MCOL, and you have to send a copy of your schedule after you have done your claim??

This should help if you are filing by N1:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Good luck, let us know how you get on.

Barty:)

 

 

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html I WON!!!!:D :D

If I have helped, please click my scales:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Cheers for that Barty. Found the link about "too vague" in the sticky section. Sometimes it's difficult to see the woods for the trees!!! Appreciate the help

Barclays - 2 Accounts - WON

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Just got back from the court! Oh to file against a bank, in Britain, in springtime...... Lady in the office said it would be posted to LTSB tomorow as I missed the post!!! Have now convinced at least 8 people to claim against banks and got the ball rolling for them (including the bloke in the bacon sandwich van!!!)

Also, sent a reply to their non offer, told them I was disapointed and their behaviour reinforced my reasons for closing the account. Also said I was sure I would be hearing from them or their leagal reps very soon. Not soon enough me thinks!!!!

 

Calim is for

 

Charges - £1447.50

Interest - £546.24

Fee - £120

 

Total £2113.74

 

Revenge is a dish best served through the county court!!!!!

Barclays - 2 Accounts - WON

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Recieved notice of issue from court this morning. Deemed served on 4th April and LTSB have till 18th to reply. Off to PM a mod with claim details.

TTFN

Barclays - 2 Accounts - WON

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As a result of the "claim pre 6 years" announcement I'm writing to LTSB asking for statements before 2000. (I have a feeling these are the ones that will really add up!!!!)

 

Does anyone know if you CAN do this under the data protection act or is it just send a letter and a hope for a positive response? :confused:

Barclays - 2 Accounts - WON

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  • 2 weeks later...

Just rang the court, No defence or aknowledgement filed by the SC&M people. Woman at the court said I could request judgement. Think this is not the right thing to do as they will apply for a stay and it'll take me longer to get the money they took!!! Is there a letter somewhere I can send to help speed up the process? :mad: Still no comunication about pre 6 years statements either

Barclays - 2 Accounts - WON

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Rang the court yesterday,still no acknowledgement, or defence. They have until 2nd may to defend. Have written to SC&M asking them to defend, Nothing from them either. My question is should I request judgement? Will this mean SC&M will ask for a stay (cos they didn't get my letter that they signed for?) Any advice greatly appreciated.

Barclays - 2 Accounts - WON

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Cheers Barty (always had you down as a Mr. till I saw your avatar) Just been to the court and filed for judgement. Thought it was probably the best course of action as at least it'll make them do SOMETHING!!!! Lady in court said I should hear something from them next week.

Barclays - 2 Accounts - WON

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Sorry if I offended you Barty, hence forth, you will be seen in my mind's eye as Nicole kidman, as short and ginger as your avatar:D , and not my ex father in law (Bartholemew)

Barclays - 2 Accounts - WON

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  • 2 weeks later...

Morning all.

Recieved a letter from the court today saying that I have "Judgement by default" on 4th May. My question is what do I do now???? I assume they will apply for a set asside, how long do they have to get this in. Any help would be greatly appreciated.

Trev

Barclays - 2 Accounts - WON

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You've got to laugh. Recieved a letter this morning from Lloyds dated 4th May (the day I got judgement in default) saying our solicitors are dealing with this matter!!! No they aren't :x

Barclays - 2 Accounts - WON

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  • 2 weeks later...

It's all a bit pants really! Got judgement after writing to the bank with no response. Have written again and they have till Friday to respond, if not I'm going for a warrant of execution. Feels like I've propper got myself on side track and cos not many people go down this route responses seem slow. Just been spending time trawling the site looking for others in my position.It seems to be happening to quite a few people recently so thats some comfort:) (not for them of course!!) What's it been like spending your winnings? Noticed you got the cat a hat

Barclays - 2 Accounts - WON

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So, I've got my N30 (judgement in default) and I'm sorting out my warrant today as they haven't replied to my letter (for a change!!!) My question is, in the section about applying for warrants it says I need a certificate of judgement to use the N323 form. Does my N30 count as this or do I have to use N293a combined warrant and certificate of judgement form. My head hurts!!!!!

Barclays - 2 Accounts - WON

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