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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds


You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds



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first direct query ?

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i have closed my account with first direct and have arranged a monthly payment arrangement to pay off my overdraft.

just recieved a settlement letter for my charges would they pay this me as a separate cheque or does this have to pay off my overdraft ?

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typically banks will use this to offset monies owed to them.


however, you could write to them,

asking that they pay this in the form of a cheque,

as you are on a debt management plan [if true or not].

thus more than one Co. needs some of this money.

they don't have too,

but you can argue its your money they have taken/refunded, so you should be able to choose what YOU do with it;)




please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.



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